1118 Seneca Trl, Georgetown, KY 40324 Property Records

Scott County property record for 1118 Seneca Trl, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 1968
Lot Size	0.462 acres (20,158 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167-30-063.000`

Property Details

APN / Parcel Number

Primary APN	`167-30-063.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,707 sqft Living Area
1st Floor Area	782 sqft
Basement Area	1,707 sqft
Finished Basement	1,707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Block
Lot Area	20,158 sqft (0.462 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1118 SENECA TRL
City	GEORGETOWN
State	KY
Zip	40324-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ACRES
Legal Subdivision	INDIAN ACRES
Legal Lot Number	25A
Legal Unit	1
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3012
Census Tract	40208

Owner

1118 Seneca Trl is owned and occupied by two individuals.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1118 SENECA TRL, GEORGETOWN, KY 40324-1066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1118 SENECA TRL, GEORGETOWN, KY 40324-1066
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1579/497
Date	Feb 9, 2021
Book Page	M1579/497
Instrument	428353

Lender

Name	MEMBERS HERITAGE FCU
Type	Credit Union
Address	LEXINGTON, KY 40511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1118 Seneca Trl was $2,048 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,100 (-)	$279,100 (-)
2025	$2,048.00 Homeowner's exemption	$279,100	$279,100
2023	$1,919.00 (+33.91%) Homeowner's exemption	$258,100 (+25.47%) Land $45,000 Building $213,100	$258,100 (+25.47%) Land $45,000 Building $213,100
2022	$1,433.00 Homeowner's exemption	$205,700 Land $40,000 Building $165,700	$205,700 Land $40,000 Building $165,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1118 Seneca Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1118 Seneca Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20