Oldham County property record for 1118 Riverside Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.335 acres (14,636 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $875,000 (Oct 2021) |
| Tax Bill | $11,123 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-01A-00-59&60A |
| Primary APN | 01-01A-00-59&60A |
|---|---|
| Alternative APN |
|
| Lot Area | 14,636 sqft (0.335 acres) |
|---|
| Account Number | 67611 |
|---|---|
| Street Address | 1118 RIVERSIDE DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .336AC |
| Legal Lot Number | 59&60A |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Oldham County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1118 RIVERSIDE DR, PROSPECT, KY 40059-9044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 22, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Jul 26, 2016 · Amount on Record |
| Deed Document Number | 662826 |
| Deed Book / Page | D1307 / 466 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Oct 28, 2021 |
| Property Address | 1118 RIVERSIDE DR, PROSPECT, KY 40059-9044 |
| Document Number | D1307/466 |
| Book / Page | D1307 / 466 |
| Map Reference | MB 1 PG 74 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 662826 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6525 HARRODS VIEW CIR, 6525, PROSPECT, KY 40059-9387 |
| Name | Verified Name |
|---|---|
| Address | 1118 RIVERSIDE DR, PROSPECT, KY 40059-9044 |
| Investor | Possibly a Property Investor |
| Document Number | 662829 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 662829 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1118 RIVERSIDE DR, PROSPECT, KY 40059-9044 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2540/834 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | M2540/834 |
| Instrument | 653514 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1118 RIVERSIDE DR, PROSPECT, KY 40059-9044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M2253/100 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | M2253/100 |
| Instrument | 522603 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Feb 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,123.00 (+2.43%) | $900,000 (+2.86%) Land $150,000 Building $750,000 | $900,000 (+2.86%) Land $150,000 Building $750,000 |
| 2023 | $10,859.00 | $875,000 Land $150,000 Building $725,000 | $875,000 Land $150,000 Building $725,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 776 (1978–2025) |
| Claims Outside the SFHA | 47 of 776 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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