Clay County property record for 1118 River Dr, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.12 acres (5,362 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,586 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.743.0160 |
| Primary APN | 58.743.0160 |
|---|
| Lot Area | 5,362 sqft (0.12 acres) |
|---|
| Street Address | 1118 RIVER DR |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-4052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME SOUTH RIVER ROAD ADD SUBDIVISIONCD 58743 N 55' OF W 1/2 OF LOT 2 & N 55' OF LOT 3 4 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 07 |
| Legal Subdivision | SOUTH RIVER ROAD ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20500 |
1118 River Dr is owned and occupied by two individuals.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1118 RIVER DR, MOORHEAD, MN 56560-4052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1118 River Dr was $2,586 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,586.00 Homeowner's exemption | $185,300 (+2.38%) Land $31,400 Building $153,900 | $185,300 (+2.38%) Land $31,400 Building $153,900 |
| 2025 | $181,000 Land $33,500 Building $147,500 | $181,000 Land $33,500 Building $147,500 | |
| 2023 | $2,124.00 Homeowner's exemption | $161,500 Land $33,500 Building $128,000 | $161,500 Land $33,500 Building $128,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1118 River Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 102 (1978–2015) |
| Claims Outside the SFHA | 31 of 102 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1118 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures