Yellowstone County property record for 1118 Poly Dr, Billings, MT 59102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,924 sqft · built 1952 |
| Lot Size | 1.05 acres (45,786 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,015,900 (Nov 2019) |
| Tax Bill | $8,284 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000D056960 |
| Primary APN | 000D056960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,924 sqft Living Area |
| Gross Area | 5,228 sqft |
| 1st Floor Area | 4,144 sqft |
| 2nd Floor Area | 780 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 45,786 sqft |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 1,664 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Enclosed Frame Porch |
| Porch Area | 1,080 sqft |
| Deck Area | 734 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1118 POLY DR |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59102-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-96 |
| Legal Description | S31, T01 N, R26 E, C.O.S. 488, PARCEL A, & LTS 1-2 HEDDEN SUB (12) |
| Legal Range | 26E |
| Legal Township | 01N |
| Legal Section | 31 |
| Legal Subdivision | HEDDEN SUBDIVISION |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 500 |
1118 Poly Dr is owned and occupied by two individuals who bought it in November 2019.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1118 POLY DR, BILLINGS, MT 59102-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Commercial Mortgage YELLOWSTONE BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK |
| Mar 9, 2020 | Deed of Trust, Mortgage YELLOWSTONE BK |
| Nov 4, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance YELLOWSTONE BANK |
| Oct 11, 2017 | Loan Modification, Mortgage FIRST INTERSTATE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2019 · Amount on File |
| Deed Sale | Nov 4, 2019 · Amount on File |
| Prior Sale | Oct 16, 2008 · Amount on File |
| Deed Document Number | 20193901714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1118 POLY DR, BILLINGS, MT 59102-1834 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1118 POLY DR, BILLINGS, MT 59102-1834 |
| Document Number | 0004072517 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 4072517 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 63 Months |
| Due | Jul 5, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1118 POLY DR, BILLINGS, MT 59102-1834 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003914869 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 3914869 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1118 POLY DR, BILLINGS, MT 59102-1834 |
| Document Number | 0003914142 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1118 POLY DR BILLINGS MT 591021834, BILLINGS, MT 59102-1834 |
| Document Number | 0003914142 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 3914142 |
| Name | YELLOWSTONE BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 12, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Nov 4, 2019 |
| Property Address | 1118 POLY DR, BILLINGS, MT 59102-1834 |
| Document Number | 0003901714 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 3901714 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1118 POLY DR, BILLINGS, MT 59102-1834 |
| Document Number | 0003901715 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 3901715 |
| Name | YELLOWSTONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1118 POLY DR, BILLINGS, MT 59102-1834 |
| Document Number | 0003831891 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 301 8TH AVE S LEWISTOWN MT 594572926, LEWISTOWN, MT 59457-2926 |
| Document Number | 0003831891 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 3831891 |
| Name | FIRST INTERSTATE BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59116-0918 |
| Term | 24 Months |
|---|---|
| Due | Oct 29, 2019 |
The 2025 property tax bill for 1118 Poly Dr was $8,284, down 15.3% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $963,400 (-) Land $109,763 Building $853,637 | $963,400 (-) Land $109,763 Building $853,637 | |
| 2025 | $8,284.00 (-15.3%) | $963,400 Land $109,763 Building $853,637 | $963,400 Land $109,763 Building $853,637 |
| 2024 | $9,780.00 (+16.4%) | ||
| 2023 | $8,402.00 | $941,500 | $941,500 Land $102,610 Building $838,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1118 Poly Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1118 Poly Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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