1118 Odoniel Loop N, Lakeland, FL 33809 Property Records

Polk County property record for 1118 Odoniel Loop N, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,475 sqft · built 1986
Lot Size	0.454 acres (19,759 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Nov 2023)
Tax Bill	$1,925 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-17-161100-000560`

Property Details

APN / Parcel Number

Primary APN	`24-27-17-161100-000560`
Alternative APNs	`172724161100000560` `72724000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,475 sqft Living Area
Gross Area	3,166 sqft
1st Floor Area	2,475 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	19,759 sqft (0.454 acres)
Lot Dimensions	152 ft deep x 130 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	691 sqft
Porch	Unfinished Open Porch
Porch Area	155 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1118 ODONIEL LOOP N
City	LAKELAND
State	FL
Zip	33809-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED APPEARS IN ERROR COUNTRY OAKS OF LAKELAND PB 77 PGS 2 & 3 LOT 56
Legal Range	24E
Legal Township	27S
Legal Section	17
Legal Subdivision	COUNTRY OAKS OF LAKELAND
Legal Tract	161100
Legal Block	1
Legal Lot Number	56
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1118 ODONIEL LOOP N, LAKELAND, FL 33809-2325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Deed Document Number	2023263144
Deed Book / Page	12901 / 685
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 7, 2023
Property Address	1118 ODONIEL LOOP N, LAKELAND, FL 33809-2325
Document Number	0000263144
Book / Page	12901 / 685
Map Reference	MB 77 PG 2
Instrument Date	Nov 2, 2023
Instrument	2023263144
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,723.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 ODONIEL LOOP N, LAKELAND, FL 33809-2325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 ODONIEL LOOP N, LAKELAND, FL 33809-2325

Mortgage

Document Number	0012901687
Date	Nov 7, 2023
Instrument	12901/687

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,234 (+2.7%)	$304,179 (-1.65%) Land $50,000 Building $254,179
2025	$1,925.00 (+1.69%) Homeowner's exemption	$189,128 (+32.1%)	$309,283 (-4.11%) Land $50,000 Building $259,283
2023	$1,893.00 (+4.53%) Homeowner's exemption	$143,173 (+3%)	$322,533 (-0.82%) Land $48,000 Building $274,533
2022	$1,811.00 Homeowner's exemption	$139,003	$325,208 Land $40,000 Building $285,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20