1118 Oakleaf Ave, McHenry, IL 60051 Property Records

McHenry County property record for 1118 Oakleaf Ave, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 1959
Lot Size	0.292 acres (12,744 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Nov 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`10-07-427-009`

Property Details

APN / Parcel Number

Primary APN	`10-07-427-009`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	2,928 sqft
1st Floor Area	1,464 sqft
Basement Area	1,920 sqft

Exterior

Year Built	Built 1959
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	12,744 sqft

Exterior Amenities

Porch	Porch
Porch Area	138 sqft
Deck Area	266 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1118 OAKLEAF AVE
City	MCHENRY
State	IL
Zip	60051-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0041584 LT 9 BLK 3 PISTAKEE TERRACE UNIT 2
Legal Range	09E
Legal Township	45N
Legal Section	07
Legal Subdivision	PISTAKEE TERRACE W E KNIGHTS E
Legal Block	3
Legal Lot Number	9
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	4
Census Block	4007
Census Tract	870704

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1118 OAKLEAF AVE, MCHENRY, IL 60051-8925
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Jan 31, 2002
Last Transfer Date	Nov 8, 2017
Transfer Doc	0000041584
Record Updated	Jun 7, 2026

November 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 8, 2017
Property Address	1118 OAKLEAF AVE, MCHENRY, IL 60051-8925
Document Number	0000041584
Instrument Date	Oct 23, 2017
Instrument	41584
Transaction Type	Foreclosure
Record Updated	Feb 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5614 N WOODLAND DR MCHENRY IL 600518401, MCHENRY, IL 60051-8401

Mortgage

Document Number	41585
Date	Nov 8, 2017
Instrument	41585

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$67,709 Land $14,628 Building $53,081	$203,127 Land $43,884 Building $159,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1979–2017)
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20