1118 O St, Bedford, IN 47421 Property Records

Lawrence County property record for 1118 O St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,560 sqft · built 1922
Lot Size	0.172 acres (7,488 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Jun 2022)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1100395500P25N`

Property Details

APN / Parcel Number

Primary APN	`1100395500P25N`
Alternative APNs	`47-06-14-301-030.000-010` `00493775901`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	1,360 sqft
Attic	Attic
Attic Area	2,400 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,488 sqft (0.172 acres)
Lot Dimensions	156 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00493775901
Street Address	1118 O ST
City	BEDFORD
State	IN
Zip	47421-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRGROUNDS PT LOT 8 48 X 156
Legal Lot Number	8
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	3
Census Block	3007
Census Tract	950900

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1118 O ST, BEDFORD, IN 47421-2816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK
Jun 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	202217672
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	1118 O ST, BEDFORD, IN 47421-2816
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002158
Date	Mar 29, 2021
Instrument	2021002158

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Jun 29, 2022
Property Address	1118 O ST, BEDFORD, IN 47421-2816
Document Number	2022004387
Instrument Date	May 25, 2022
Instrument	2022004387
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2022004388
Date	Jun 29, 2022
Instrument	2022004388

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00 (-3.68%) Homeowner's exemption	$177,500 (+17.24%) Land $9,600 Building $167,900	$177,500 (+17.24%) Land $9,600 Building $167,900
2024	$1,658.00 (+9.51%)
2023	$1,514.00 (+11.08%)	$151,400 (+57.22%) Land $9,000 Building $142,400	$151,400 (+57.22%) Land $9,000 Building $142,400
2022	$1,363.00	$96,300 Land $8,700 Building $87,600	$96,300 Land $8,700 Building $87,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smithville Communications.

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