Stanly County property record for 1118 Main St W, Locust, NC 28097
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 1,760 sqft · built 1953 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,500 (Jun 2022) |
| Tax Bill | $2,422 (2026) |
| Deeds & Mortgages | Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 556504909658 |
| Primary APN | 556504909658 |
|---|---|
| Alternative APNs |
|
| Lot Area | 29,185 sqft (0.67 acres) |
|---|
| Heating Fuel | Oil |
|---|
| Account Number | 1539045 |
|---|---|
| Street Address | 1118 MAIN ST W |
| City | LOCUST |
| State | NC |
| Zip | 28097-8733 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | HC |
| Legal Description | VAC W MAIN ST 556504117 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930801 |
1118 Main St W, a commercial property, is owned by two individuals who bought it in June 2022.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10379 REED MINE RD, MIDLAND, NC 28107-9696 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on File |
| Deed Sale | Jun 10, 2022 · Amount on File |
| Prior Sale | Jun 14, 2005 · Amount on File |
| Deed Document Number | 2022447985 |
| Deed Book / Page | 1789 / 1093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 10, 2022 |
| Property Address | 1118 MAIN ST W, LOCUST, NC 28097-8733 |
| Document Number | 0000447985 |
| Book / Page | 1789 / 1093 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 447985 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $475.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8831 GOSNELL DR, 8831, CHARLOTTE, NC 28227-9763 |
| Name | Verified Name |
|---|---|
| Address | 10379 MINA CT # REED, REED, CHARLOTTE, NC 28277-2912 |
The 2026 property tax bill for 1118 Main St W was $2,422.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,422.00 | $263,310 Land $263,310 | $263,310 Land $263,310 |
| 2023 | $1,927.00 | $176,814 Land $176,814 | $176,814 Land $176,814 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1118 Main St W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1118 Main St W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Windstream.
5G (outdoors only) and 4G LTE
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