1118 KARDINAL CT MIDLOTHIAN TX 760658851, MIDLOTHIAN, TX 76065-8851
Mortgage
Document Number
2641
Date
Jan 20, 2021
Instrument
2641
Lender
Name
VERITY MTG
Address
NEW ORLEANS, LA 70113
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 19, 2051
July 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ELLIS TX
Property Address
1118 KARDINAL CT, MIDLOTHIAN, TX 76065-8851
Document Number
0000027731
Instrument Date
Jul 27, 2020
Transaction Type
Mortgage
Record Updated
Sep 21, 2020
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
1118 KARDINAL CT MIDLOTHIAN TX 760658851, MIDLOTHIAN, TX 76065-8851
Mortgage
Document Number
0000027731
Date
Aug 11, 2020
Instrument
27731
Lender
Name
CALIBER HM LOANS
Type
Funding / Finance Company
Address
FLOWER MOUND, TX 75028
Agreement
Amount
Amount on Record
Term
360 Months
Due
Aug 10, 2050
May 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ELLIS TX
Property Address
1118 KARDINAL CT, MIDLOTHIAN, TX 76065-8851
Document Number
0000014915
Instrument Date
May 23, 2019
Transaction Type
Mortgage
Record Updated
Jun 19, 2019
Title Company
REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
14118 KARDINAL CT MIDLOTHIAN TX 76065, MIDLOTHIAN, TX 76065
Mortgage
Document Number
0000014915
Date
May 30, 2019
Instrument
14915
Lender
Name
HOMETRUST MTG
Type
Mortgage Company
Address
HOUSTON, TX 77056
Agreement
Amount
Amount on Record
Term
360 Months
Due
May 29, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 1118 Kardinal Ct was $5,545 with a homeowner's exemption, down 1.7% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Ellis County
Municipality
Midlothian City
Unified School District
Midlothian Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$401,565 (-)Land $90,000Building $311,565
$401,565 (-)Land $90,000Building $311,565
2025
$5,545.00 (-1.68%)Homeowner's exemption
$401,565Land $90,000Building $311,565
$401,565Land $90,000Building $311,565
2024
$5,640.00 (-8.19%)
2023
$6,143.00Homeowner's exemption
$391,565Land $80,000Building $311,565
$391,565Land $80,000Building $311,565
2018
$6,254.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1118 Kardinal Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1118 Kardinal Ct is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood
0.05% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MOUNTAIN PEAK SUD serves 25,302 people · EPA ID TX0700042
Water Source
Purchased surface water from several systems
Last State Inspection
Aug 2024
Lead
2 ppb (2024) action level 15 ppb
Violations Reported to EPA
Water Quality
Haloacetic acids resolved · Jul 2019
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025