1118 James Rd, Lancaster, OH 43130 Property Records

Fairfield County property record for 1118 James Rd, Lancaster, OH 43130 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	1,991 sqft Living Area
Lot Size	64,033 sqft (1.47 acres)
Garage	1,220 sqft
Occupancy	Owner Occupied
Tax Bill	$2,940.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`053-40109.00`
Alternative APN	`0406 00018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,991 sqft Living Area
1st Floor	1,327 sqft 1st Floor
2nd Floor	664 sqft 2nd Floor
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1970
Architectural Style	Cape Cod Style
Exterior Material	Brick Exterior
Lot Area	64,033 sqft (1.47 acres)
Parking Spaces	3 Parking Spaces
Garage Area	1,220 sqft Garage
Deck Area	384 sqft Deck
Patio Area	487 sqft Patio
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Oil Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	0406 00018
Street Address	1118 JAMES RD
City	LANCASTER
State	OH
Zip	43130-2051
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R 18 T 15 S 32
Legal Range	18
Legal Township	15
Legal Section	32
Jurisdiction	FAIRFIELD OH
Minor Civil Division	LANCASTER CITY
Census Blockgroup	2
Census Block	2000
Census Tract	31402

Owner

Source: Fairfield County records · APN 053-40109.00

Assessment roll updated March 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1118 JAMES RD, LANCASTER, OH 43130-2051
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2022
Deed Sale	Oct 21, 2022
Deed Doc Number	202200022174
Record Refreshed	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1118 JAMES RD, LANCASTER, OH 43130-2051
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017564
Date	Sep 20, 2017
Book Page	1748/0733
Instrument	201700017564

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 06, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,440 (+37.02%) Land $17,950 Building $90,490	$309,810 (+37.01%) Land $51,280 Building $258,530
2023	$2,940.00	$79,140 (-) Land $10,790 Building $68,350
2022	Homeowner's exemption	$79,140 Land $10,790 Building $68,350	$226,120 Land $30,840 Building $195,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 4% of the US · above 19% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.