Frederick County property record for 1118 Holden Rd, Frederick, MD 21701
| Property Type | Condominium |
|---|---|
| Details | built 2023 |
| Lot Size | 0.037 acres (1,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $670,000 (Nov 2023) |
| Tax Bill | $9,905 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-605198 |
| Primary APN | 02-605198 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2023 |
|---|---|
| Lot Area | 1,640 sqft (0.037 acres) |
| Sewer | Connected |
|---|
| Account Number | 605198 |
|---|---|
| Street Address | 1118 HOLDEN RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3427 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 7 1,640 SQ FT EASTCHURCH TOWNHOUSE CON |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 750804 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of November 14, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1118 HOLDEN RD, FREDERICK, MD 21701-3427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 3, 2023 | Deed, Subdivision Related Transfer · VA Mortgage SANDY SPRING BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2023 · Amount on Record |
| Deed Sale | Nov 3, 2023 · Amount on Record |
| Deed Document Number | 0016657399 |
| Deed Book / Page | 16657 / 399 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1118 HOLDEN RD, FREDERICK, MD 21701-3427 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | UNKNOWN, TOWNSGATE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1118 HOLDEN RD, FREDERICK, MD 21701-3427 |
| Document Number | 0175660224 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 17566/224 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 3, 2023 |
| Property Address | 1118 HOLDEN RD, FREDERICK, MD 21701-3427 |
| Document Number | 0166570399 |
| Book / Page | 16657 / 399 |
| Map Reference | MB 108 PL 148-150 |
| Instrument Date | Nov 2, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1118 HOLDEN RD, FREDERICK, MD 21701-3427 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1118 HOLDEN RD, FREDERICK, MD 21701-3427 |
| Document Number | 0016657404 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 16657/404 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,905.00 | $546,133 | $665,000 Land $90,000 Building $575,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Glo Fiber, T-Mobile.
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