St. Johns County property record for 1118 Golden Lake Loop, Saint Augustine, FL 32084 · Last verified June 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,147 sqft · built 2015 |
| Owner | Individual Name on File |
| Last Sale | $132,990 (Jun 2015) |
| Tax Bill | $1,285 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086944-2410 |
| Primary APN | 086944-2410 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,147 sqft Living Area |
| 1st Floor Area | 1,147 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Street Address | 1118 GOLDEN LAKE LOOP |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-5879 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (OR4017/803) LOFTS AT SEBASTIAN COVE II (THE) CONDO PH 24 BLDG 24 UNIT 24-10 OR4045/1336 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 04 |
| Legal Subdivision | LOFTS AT SEBASTIAN COVE |
| Legal Phase | 24 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Legal Unit | 24 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 086944-2410
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 353 WOODLAND GREENS DR, PONTE VEDRA, FL 32081-8431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2015 · Amount on Record |
| Deed Sale | Jun 22, 2015 · Amount on Record |
| Deed Document Number | 201538177 |
| Deed Book / Page | 4045 / 1336 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1118 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5879 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1118 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5879 |
| Document Number | 0053080522 |
|---|---|
| Date | Jul 02, 2021 |
| Book Page | 5308/522 |
| Instrument | 2021073828 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1118 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5879 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0050391042 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 5039/1042 |
| Instrument | 2020077373 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 01, 2045 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,424 (+2.7%) Building $137,424 | $175,000 (-) Building $175,000 | |
| 2025 | $1,285.00 (+12.72%) Homeowner's exemption | $133,811 (+2.9%) | $175,000 (-11.62%) |
| 2024 | $1,140.00 (+2.98%) Homeowner's exemption | $130,040 (+3%) | $198,000 (-4.7%) |
| 2023 | $1,107.00 (+3.46%) Homeowner's exemption | $126,252 (+3%) | $207,762 (+35.79%) |
| 2022 | $1,070.00 Homeowner's exemption | $122,575 | $153,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 97 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 97 in force 90 of 97 on primary residences |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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