Owen County property record for 1118 Eagle Crest Ln, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,362 sqft · built 2002 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (May 2012) |
| Tax Bill | $1,243 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-17-16-100-100.030-016 |
| Primary APN | 60-17-16-100-100.030-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| Attic | Attic |
| Attic Area | 460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 111,514 sqft (2.56 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Heating System | Central |
|---|
| Account Number | 00000983538 |
|---|---|
| Street Address | 1118 EAGLE CREST LN |
| City | SPENCER |
| State | IN |
| Zip | 47460-5850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W 1/2 NE & E 1/2 NW S16 T9 R3 2.56A |
| Legal Range | 3 |
| Legal Township | 9 |
| Legal Section | 16 |
| Legal Tract | 6 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 955900 |
1118 Eagle Crest Ln is owned and occupied by an individual who bought it in May 2012.
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1118 EAGLE CREST LN, SPENCER, IN 47460-5850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2012 · Amount on File |
| Deed Sale | May 18, 2012 · Amount on File |
| Prior Sale | Mar 28, 2012 |
| Deed Document Number | 2012190877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Aug 12, 2026 |
| Property Address | 1118 EAGLE CREST LN, SPENCER, IN 47460-5850 |
| Document Number | 0000244607 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026244607 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000244607, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 2026244607 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 11, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1118 Eagle Crest Ln was $1,243 with a homeowner's exemption, down 10.3% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Clay Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,243.00 (-10.25%) Homeowner's exemption | $259,600 Land $44,000 Building $215,600 | $259,600 Land $44,000 Building $215,600 |
| 2024 | $1,385.00 (-15.13%) | ||
| 2023 | $1,632.00 (-9.58%) | $227,900 Land $37,800 Building $190,100 | $227,900 Land $37,800 Building $190,100 |
| 2022 | $1,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1118 Eagle Crest Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1995–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1118 Eagle Crest Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Smithville Communications DSL | 50 / 5 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures