1118 E River St, Elyria, OH 44035 Property Records

Lorain County property record for 1118 E River St, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1994
Square Footage	1,339 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$85,000 (2010)
Tax Bill	$2,426.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`012963-6`
Alternative APN	`06-25-004-107-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,339 sqft Living Area
Gross Area	2,620 sqft Gross Area
1st Floor	1,080 sqft 1st Floor
Basement Area	1,296 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1994
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	9,148 sqft (0.21 acres)
Depth X Width	142 ft x 65 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	150 sqft Patio
Porch Area	85 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	012963-6
Street Address	1118 E RIVER ST
City	ELYRIA
State	OH
Zip	44035-6028
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.21 ACRES
Legal Subdivision	CITY/ELYRIA
Legal Tract	25
Legal Block	107
Legal Lot Number	4
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1024
Census Tract	71100

Owner

Source: Lorain County records · APN 012963-6

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1118 E RIVER ST, ELYRIA, OH 44035-6028
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2010 · Amount on Record
Deed Sale	Jun 10, 2010 · Amount on Record
Prior Sale	Jan 07, 1998 · Amount on Record
Deed Doc Number	2010336558
Record Refreshed	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1118 E RIVER ST, ELYRIA, OH 44035-6028
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MOD SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 E RIVER ST, ELYRIA, OH 44035-6028

Mortgage

Document Number	0000872485
Date	Apr 25, 2022
Instrument	2022-0872485

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,426.00	$51,010 (+%) Land $12,890 Building $38,120	$145,740 (-) Land $36,840 Building $108,900
2024	$2,426.00 (+8.11%)	$51,009 (+26.13%) Land $12,894 Building $38,115	$145,740 (+26.13%) Land $36,840 Building $108,900
2023	$2,244.00 (+0.72%)	$40,443 (+0.01%) Land $11,249 Building $29,194	$115,550 (-) Land $32,140 Building $83,410
2022	$2,228.00	$40,440 Land $11,250 Building $29,190
2021			$115,550 Land $32,140 Building $83,410

Flood & Wildfire

1118 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.