1118 E Prospect St, York, PA 17403 Property Records

York County property record for 1118 E Prospect St, York, PA 17403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1947
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2024)
Tax Bill	$4,714 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-000-13-0067.00-00000`

Property Details

APN / Parcel Number

Primary APN	`48-000-13-0067.00-00000`
Alternative APNs	`4800001300670000000` `480103400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,058 sqft
Basement Area	33 sqft
Unfinished Basement	33 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2023
Architectural Style	Cape Cod
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Lot Area	4,574 sqft (0.105 acres)
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1118 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1019
Census Tract	10400

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1118 E PROSPECT ST, YORK, PA 17403-2561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed, Transfer · Conventional Mortgage TRADITIONS BANK
Aug 18, 2023	Deed, Transfer FORZADURA LIMITED LIABILITY
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	20246152
Deed Book / Page	2816 / 4536
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Feb 20, 2024
Property Address	1118 E PROSPECT ST, YORK, PA 17403-2561
Document Number	0000006152
Book / Page	2816 / 4536
Instrument Date	Feb 14, 2024
Instrument	2024006152
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1118 E PROSPECT ST, YORK, PA 17403-2561

Mortgage

Document Number	0000006153
Date	Feb 20, 2024
Instrument	2024006153

Lender

Name	TRADITIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Aug 18, 2023
Property Address	1118 E PROSPECT ST, YORK, PA 17403-2561
Document Number	0000031812
Book / Page	2793 / 3836
Instrument Date	Aug 18, 2023
Instrument	2023031812
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 DEER PATH DR, RED LION, PA 17356-7801

Mortgage

Document Number	0000031813
Date	Aug 18, 2023
Book Page	2793/3840
Instrument	2023031813

Lender

Name	FORZADURA LIMITED LIABILITY
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	1118 E PROSPECT ST, YORK, PA 17403-2561
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021070
Date	Apr 8, 2021
Book Page	2642/8185
Instrument	2021021070

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Apr 5, 2027

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	Spring Garden Township
Unified School District	York Suburban School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,714.00 (+19.68%)	$118,230 (+10.67%) Land $24,010 Building $94,220
2024	$3,939.00 (+3.14%)	$106,830 (-) Land $24,010 Building $82,820
2023	$3,819.00	$106,830 Land $24,010 Building $82,820
2006			$118,230 Land $24,010 Building $94,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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