1118 E Philip St, Des Moines, IA 50315 Property Records

Polk County property record for 1118 E Philip St, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1969
Lot Size	0.196 acres (8,560 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jun 2009)
Tax Bill	$3,176 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-22-428-019`

Property Details

APN / Parcel Number

Primary APN	`7824-22-428-019`
Alternative APN	`120/04471-057-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1969
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,560 sqft (0.196 acres)
Lot Dimensions	107 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1118 E PHILIP ST
City	DES MOINES
State	IA
Zip	50315-3749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 ROSE HILL MANOR PLAT 1
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	ROSE HILL MANOR PLAT 1
Legal Lot Number	7
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1009
Census Tract	4501

Owner

1118 E Philip St is owned and occupied by two individuals who bought it in June 2009.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1118 E PHILIP ST, DES MOINES, IA 50315-3749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 21, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2009 · Amount on File
Deed Sale	Jun 1, 2009 · Amount on File
Prior Sale	Jun 20, 2005
Deed Document Number	0013084749
Deed Book / Page	9614 / 0871
Prior Transfer Date	Oct 28, 2005
Prior Transfer Doc	2006-00044608
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1118 E PHILIP ST, DES MOINES, IA 50315-3749
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017224
Date	Feb 19, 2021
Book Page	18367/910
Instrument	2021-00017224

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jan 1, 2046

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1118 E PHILIP ST, DES MOINES, IA 50315-3749
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021903
Date	Mar 21, 2022
Book Page	19031/720
Instrument	2022-00021903

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,400 Land $37,000 Building $142,400	$179,400 Land $37,000 Building $142,400
2024	$3,176.00
2023		$168,400 Land $34,300 Building $134,100	$168,400 Land $34,300 Building $134,100
2020	$3,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1118 E Philip St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1118 E Philip St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, T-Mobile.

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