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1118 E 4th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 1118 E 4th St, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,214 sqft · built 1973
Lot Size0.124 acres (5,401 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (May 2024)
Tax Bill$5,515 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN72-25-22-209-004

Property Details

APN / Parcel Number

Primary APN72-25-22-209-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,214 sqft Living Area
1st Floor Area1,214 sqft
Basement Area1,214 sqft
Finished Basement1,214 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,401 sqft (0.124 acres)
Lot Dimensions90 ft deep x 60 ft wide
PorchSlab
Porch Area85 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1118 E 4TH ST
CityROYAL OAK
StateMI
Zip48067-2960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 22 FOURTH AVENUE SUB LOTS 138, 139 & 140
Legal Range11E
Legal Township01N
Legal Section22
Legal SubdivisionFOURTH AVENUE SUB
Legal Lot Number138-140
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group2
Census Block2021
Census Tract184400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1118 E 4TH ST, ROYAL OAK, MI 48067-2960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
STAUNTON FINANCIAL INC
Mar 11, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MAIN STREET BANK
Jun 21, 2017Warranty Deed, Transfer
Jun 16, 2017Warranty Deed, Transfer · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2024 · Amount on Record
Deed SaleMay 3, 2024 · Amount on Record
Prior SaleJul 28, 2021 · Amount on Record
Deed Document Number202448848
Deed Book / Page59327 / 895
Prior Transfer DateMar 3, 2020
Prior Transfer Doc0000048363
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 28, 2021
Property Address1118 E 4TH ST, ROYAL OAK, MI 48067-2960
Document Number0000187136
Book / Page56619 / 468
Map ReferenceLB 17 PG 1&1A
Instrument DateJul 26, 2021
Instrument187136
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyTITLE ONE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,096.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1118 E 4TH ST, 1118, ROYAL OAK, MI 48067-2960

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 E 4TH ST, ROYAL OAK, MI 48067-2960

Mortgage

Document Number0000188276
DateJul 29, 2021
Book Page56627/571
Instrument188276
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
AddressSOUTHFIELD, MI 48075
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMar 11, 2020
Property Address1118 E 4TH ST, ROYAL OAK, MI 48067-2960
Document Number0000048363
Book / Page53934 / 543
Map ReferenceLB 17 PG 1&1A
Instrument DateMar 3, 2020
Instrument48363
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1118 E 4TH ST, 1118, ROYAL OAK, MI 48067-2960

Transferred To (Grantee/Buyer)

NameVerified Name
Address38850 VAN DYKE AVE, STERLING HEIGHTS, MI 48312-1142

Mortgage

Document Number5393400545
DateMar 11, 2020
Instrument53934/00545
Lender
NameMAIN STREET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 21, 2017
Property Address1118 E 4TH ST, ROYAL OAK, MI 48067-2960
Document Number0000119739
Book / Page50790 / 00688
Map ReferenceLB 17 PG 1&1A
Instrument DateJun 12, 2017
Instrument119739
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
Tax$2,167.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1118 E 4TH ST, 1118, ROYAL OAK, MI 48067-2960

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 W 13 MILE RD APT 32, 32, ROYAL OAK, MI 48073-6621

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 16, 2017
Property Address1118 E 4TH ST, ROYAL OAK, MI 48067-2960
Document Number0000116942
Book / Page050774 / 000478
Instrument DateJun 12, 2017
Instrument116942
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,167.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4004 W 13 MILE RD #32 ROYAL OAK MI 480736621, 32, ROYAL OAK, MI 48073-6621

Mortgage

Document Number116944
DateJun 16, 2017
Book Page050774/000483
Instrument116944
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 15, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,515.00 (-10.46%) Homeowner's exemption$174,170$348,340
2024$6,159.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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