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1118 Clay Ct, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 1118 Clay Ct, Murfreesboro, TN 37128

Property Summary

Property TypeSingle Family Home
Details1,415 sqft · built 2012
Lot Size0.6 acres (26,120 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Jun 2026)
Tax Bill$1,402 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN148C-B-009.00-000

Property Details

APN / Parcel Number

Primary APN148C-B-009.00-000
Alternative APNs
  • 148C B 00900
  • R0101880

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,415 sqft Living Area
1st Floor Area1,415 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area26,120 sqft (0.6 acres)
Lot Dimensions78.1 ft deep x 145 ft wide
Garage TypeAttached
Garage Area531 sqft
DrivewayDriveway
PorchSlab
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account NumberR0101880
Street Address1118 CLAY CT
CityMURFREESBORO
StateTN
Zip37128-3690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 CRESCENT COVE PB 33 PGS 183-184 SPLIT OFF 148-17.16 FOR 08 145.25 X 78.12 IRR
Legal SubdivisionCRESCENT COVE
Legal Lot Number9
JurisdictionRUTHERFORD TN
Township / Civil Division8
Census Block Group1
Census Block1006
Census Tract40703

Owner

Source: Rutherford County records · APN 148C-B-009.00-000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1118 CLAY CT, MURFREESBORO, TN 37128-3690
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Warranty Deed, Transfer · FHA Mortgage
FIRST BANK
Aug 11, 2020Quit Claim Deed, Transfer
FIRST CMNTY MTG INC
Apr 11, 2017Warranty Deed, Transfer
FIRST CMNTY MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleApr 11, 2017 · Amount on Record
Deed Document Number20262656143
Deed Book / Page2658 / 1746
Prior Transfer DateJul 08, 2020
Prior Transfer Doc0019451890
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateJun 26, 2026
Property Address1118 CLAY CT, MURFREESBORO, TN 37128-3690
Document Number0002656143
Book / Page2658 / 1746
Instrument DateJun 26, 2026
Instrument20262656143
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanySIGNATURE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$138,269.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 CLAY CT, MURFREESBORO, TN 37128-3690

Mortgage

Document Number0002656143,
DateJun 26, 2026
Book Page2658/1749
Instrument20262656143
Lender
NameFIRST BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.36%
Max Rate-1%

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRUTHERFORD TN
Recording DateAug 11, 2020
Property Address1118 CLAY CT, MURFREESBORO, TN 37128-3690
Document NumberRB19451890
Book / Page001945 / 001890
Instrument DateJul 08, 2020
Instrument2295249
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1118 CLAY CT MURFREESBORO TN 371283690, MURFREESBORO, TN 37128-3690

Mortgage

Document NumberRB19451894
DateAug 11, 2020
Book Page001945/001894
Instrument2295250
Lender
NameFIRST CMNTY MTG INC
AddressMURFREESBORO, TN 37129
Agreement
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateApr 11, 2017
Property Address1118 CLAY CT, MURFREESBORO, TN 37128-3690
Document NumberRB15621264
Book / Page001562 / 001264
Instrument DateApr 07, 2017
Instrument2078393
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyREGAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$717.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 CLAY CT MURFREESBORO TN 371283690, MURFREESBORO, TN 37128-3690

Mortgage

Document NumberRB15621266
DateApr 11, 2017
Book Page001562/001266
Instrument2078394
Lender
NameFIRST CMNTY MTG
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
AmountAmount Recorded
Term360 Months
DueApr 10, 2047

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$94,425 (+26.41%) Land $27,500 Building $66,925$377,700 (+26.41%) Land $110,000 Building $267,700
2025$1,402.00$74,700 (-) Land $13,750 Building $60,950
2023$1,402.00$74,700 Land $13,750 Building $60,950$298,800 (-) Land $55,000 Building $243,800
2022$298,800 Land $55,000 Building $243,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 131 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCONSOLIDATED U.D. OF RUTHERFORD CO
serves 221,871 people
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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