1118 Circarama Dr, Murray, KY 42071 Property Records

Calloway County property record for 1118 Circarama Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,870 sqft
Owner	Individual Name on Record
Last Sale	$155,000 (May 2020)
Tax Bill	$403 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-0-0007-00004`

Property Details

APN / Parcel Number

Primary APN	`008-0-0007-00004`
Alternative APN	`80071`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,870 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	80071
Street Address	1118 CIRCARAMA DR
City	MURRAY
State	KY
Zip	42071-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1118 CIRCARAMA
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2016
Census Tract	10500

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1118 CIRCARAMA DR, MURRAY, KY 42071-3036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · VA Mortgage BETTER LENDING LLC
May 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE MURRAY BANK
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
May 14, 2020	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	641103
Deed Book / Page	1254 / 206
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1118 CIRCARAMA DR, MURRAY, KY 42071-3036
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 CIRCARAMA DR, MURRAY, KY 42071-3036

Mortgage

Document Number	001529/426
Date	Jan 20, 2026
Book Page	1529/426
Instrument	724126

Lender

Name	BETTER LENDING LLC
Type	Mortgage Company
Address	152 W CENTER CT, SCHAUMBURG, IL 60195

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1118 CIRCARAMA DR, MURRAY, KY 42071-3036
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001213/649
Date	May 29, 2019
Book Page	1213/649
Instrument	634480

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 5, 2029

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1118 CIRCARAMA DR, MURRAY, KY 42071-3036
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001301/446
Date	Mar 8, 2021
Book Page	1301/446
Instrument	647516

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 14, 2020
Property Address	1118 CIRCARAMA DR, MURRAY, KY 42071-3036
Document Number	001254/206
Book / Page	1254 / 206
Map Reference	MB 103 PG 365
Instrument Date	May 12, 2020
Instrument	641103
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1026 ANDREWS RUN # 107, 107, HENDERSONVILLE, TN 37075-1253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CIRCARAMA DR, MURRAY, KY 42071

Mortgage

Document Number	0000641104
Date	May 14, 2020
Instrument	641104

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$403.00 (-2.89%) Homeowner's exemption	$155,000 (-)	$155,000 (-)
2023	$415.00 Homeowner's exemption	$155,000	$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: Verizon.

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