1118 Carnegie Pl, Forest, VA 24551 Property Records

Bedford County property record for 1118 Carnegie Pl, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$929,000 (Apr 2026)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100 5 21`

Property Details

APN / Parcel Number

Primary APN	`100 5 21`
Alternative APNs	`90507090` `356796`

Exterior

Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Street Address	1118 CARNEGIE PL
City	FOREST
State	VA
Zip	24551-2783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURNBRAE SEC III LT 21 PB 46/258
Legal Subdivision	BURNBRAE
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	2
Census Block	2001
Census Tract	30103

Owner

Source: Bedford County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1118 CARNEGIE PL, FOREST, VA 24551-2783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 16, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	20262853
Record Updated	Jun 8, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 1, 2026
Property Address	1118 CARNEGIE PL, FOREST, VA 24551-2783
Document Number	0000002853
Instrument Date	Mar 27, 2026
Instrument	20262853
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,829.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1118 CARNEGIE PL, FOREST, VA 24551-2783

Mortgage

Document Number	0000002854,
Date	Apr 1, 2026
Instrument	20262854

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 14, 2023
Property Address	1118 CARNEGIE PL, FOREST, VA 24551-2783
Document Number	0230001045
Instrument Date	Feb 10, 2023
Instrument	230001045
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 CARNEGIE PL, FOREST, VA 24551-2783

Mortgage

Document Number	0230001046
Date	Feb 14, 2023
Instrument	230001046

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 16, 2021
Property Address	1118 CARNEGIE PL, FOREST, VA 24551-2783
Document Number	0210017730
Instrument Date	Dec 9, 2021
Instrument	210017730
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2248, FOREST, VA 24551-6248

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00	$835,700 (+1%) Land $125,000 Building $710,700
2023	$3,426.00 Additional exemption filed	$417,850	$835,700 Land $125,000 Building $710,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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