1118 Cady St, Maumee, OH 43537 Property Records

Lucas County property record for 1118 Cady St, Maumee, OH 43537

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1956
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Jul 2023)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`36-47984`

Property Details

APN / Parcel Number

Primary APN	`36-47984`
Alternative APN	`43028022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,300 sqft (0.144 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1118 CADY ST
City	MAUMEE
State	OH
Zip	43537-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16-R2
Legal Description	MAUMEE BLVD TERR EXTN LOT 344
Legal Subdivision	MAUMEE BLVD TERR EXTN
Legal Lot Number	344
Jurisdiction	LUCAS OH
Township / Civil Division	MAUMEE
Census Block Group	1
Census Block	1016
Census Tract	7003

Owner

1118 Cady St is owned and occupied by an individual who bought it in July 2023.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1118 CADY ST, MAUMEE, OH 43537-3128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage DIRECTIONS CU
May 15, 2018	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Jan 23, 2014 · Amount on File
Deed Document Number	202307310023963
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 31, 2023
Property Address	1118 CADY ST, MAUMEE, OH 43537-3128
Document Number	0000023963
Map Reference	VOL 35 PG 23
Instrument Date	Jul 18, 2023
Instrument	202307310023963
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 CADY ST, MAUMEE, OH 43537-3128

Mortgage

Document Number	0000023964
Date	Jul 31, 2023
Instrument	202307310023964

Lender

Name	DIRECTIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUCAS OH
Property Address	1118 CADY ST, MAUMEE, OH 43537-3128
Document Number	0000024887
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 CADY ST MAUMEE OH 435373128, MAUMEE, OH 43537-3128

Mortgage

Document Number	0000024887
Date	Jun 11, 2018
Instrument	24887

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1118 Cady St was $3,427, up 4.6% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Maumee City
Unified School District	Maumee City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,427.00 (+4.64%)	$51,870 (-) Land $13,475 Building $38,395
2024	$3,275.00 (+21.21%)	$51,870 (+46.01%) Land $13,475 Building $38,395	$148,200 Land $38,500 Building $109,700
2023	$2,702.00 (+12.49%)	$35,525 (-) Land $9,345 Building $26,180
2022	$2,402.00 Homeowner's exemption	$35,525 Land $9,345 Building $26,180
2021			$101,500 Land $26,700 Building $74,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1118 Cady St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1118 Cady St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAUMEE CITY serves 14,286 people · EPA ID OH4800603
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, AT&T, T-Mobile.

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