1118 Arden Dr, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1118 Arden Dr, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,259 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$5,718 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090F0-00-00-01300`

Property Details

APN / Parcel Number

Primary APN	`090F0-00-00-01300`
Alternative APN	`37720`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,259 sqft Finished Area
Basement Area	1,032 sqft
Finished Basement	774 sqft
Unfinished Basement	258 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Composition/Composite
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	240 sqft
Porch	Slab
Porch Area	492 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1118 ARDEN DR
City	CHARLOTTESVILLE
State	VA
Zip	22902-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6 RESIDEN
Legal Description	AVON PARK 13
Legal Subdivision	AVON PARK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1003
Census Tract	11301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1118 Arden Dr is owned by an individual who acquired it in September 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	722 MALUNIU AVE, KAILUA, HI 96734-2156
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA
Feb 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 24, 2018
Transfer Doc	0000001210
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1118 ARDEN DR, CHARLOTTESVILLE, VA 22902-8736
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5582/382
Date	Jul 29, 2021
Book Page	5582/382
Instrument	2021-00013174

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1118 ARDEN DR, CHARLOTTESVILLE, VA 22902-8736
Document Number	0000002795
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 ARDEN DR CHARLOTTESVILLE VA 229028736, CHARLOTTESVILLE, VA 22902-8736

Mortgage

Document Number	0000002795
Date	Mar 28, 2019
Book Page	005149/000606
Instrument	2795

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Interest

Rate	5.5%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 8, 2019
Property Address	1118 ARDEN DR, CHARLOTTESVILLE, VA 22902-8736
Document Number	0000001210
Book / Page	005135 / 000778
Instrument Date	Sep 24, 2018
Instrument	1210
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 MALUNIU AVE KAILUA HI 967342173, KAILUA, HI 96734-2173

Tax Assessment & Valuation

The 2026 property tax bill for 1118 Arden Dr was $5,718, up 8.4% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,718.00 (+8.42%)	$639,600 (+8.41%) Land $171,000 Building $468,600	$639,600 (+8.41%) Land $171,000 Building $468,600
2025	$5,274.00	$590,000 Land $151,000 Building $439,000	$590,000 Land $151,000 Building $439,000
2023	$4,602.00	$538,900 Land $145,000 Building $393,900	$538,900 Land $145,000 Building $393,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1118 Arden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1118 Arden Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Ting.

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