Charles County property record for 11177 Carroll Dr, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,084 sqft · built 1995 |
| Lot Size | 0.62 acres (27,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jan 2019) |
| Tax Bill | $13,276 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-227023 |
| Primary APN | 06-227023 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,084 sqft Living Area |
| Gross Area | 3,504 sqft |
| 1st Floor Area | 1,047 sqft |
| Basement Area | 812 sqft |
| Finished Basement | 812 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 27,002 sqft (0.62 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 227023 |
|---|---|
| Street Address | 11177 CARROLL DR |
| City | WALDORF |
| State | MD |
| Zip | 20601-2656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 37 PLAT 3 SPRINGHAVEN WOODS |
| Legal Subdivision | SPRINGHAVEN WOODS |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850708 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 2, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2019 · Amount on Record |
| Deed Sale | Jan 2, 2019 · Amount on Record |
| Prior Sale | Sep 30, 2014 · Amount on Record |
| Deed Book / Page | 10498 / 17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0121820075 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 12182/75 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Document Number | 0127020352 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 12702/352 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Document Number | 0131510425 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 13151/425 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 4, 2026 |
| Property Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Document Number | 1405000001 |
| Book / Page | 14056 / 1 |
| Instrument Date | Jan 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Document Number | 1405000001, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 14056/1 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Document Number | 0112450313 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11177 CARROLL DR WALDORF MD 206012656, WALDORF, MD 20601-2656 |
| Document Number | 0112450313 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 011245/000313 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 27, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Document Number | 0108760241 |
| Instrument Date | Oct 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11177 CARROLL DR WALDORF MD 206012656, WALDORF, MD 20601-2656 |
| Document Number | 0108760241 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 010876/000241 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 2, 2019 |
| Property Address | 11177 CARROLL DR, WALDORF, MD 20601-2656 |
| Document Number | 0104980017 |
| Book / Page | 010498 / 000017 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11177 CARROLL DR WALDORF MD 206012656, WALDORF, MD 20601-2656 |
| Document Number | 104980026 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 010498/000026 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,667 (+5.38%) | $515,700 (-) Land $126,900 Building $388,800 | |
| 2025 | $13,276.00 (+141.03%) Homeowner's exemption | $465,633 (+14.17%) | $515,700 (+17.04%) Land $126,900 Building $388,800 |
| 2023 | $5,508.00 Homeowner's exemption | $407,833 | $440,600 Land $126,900 Building $313,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1984–2018) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Apr 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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