St. Clair County property record for 11173 Smiths Creek Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,749 sqft |
| Lot Size | 6.26 acres (272,686 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Feb 2026) |
| Tax Bill | $6,766 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-035-2003-100 |
| Primary APN | 74-29-035-2003-100 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,749 sqft Living Area |
| 1st Floor Area | 1,749 sqft |
| Lot Area | 272,686 sqft (6.26 acres) |
|---|---|
| Lot Dimensions | 1,300 ft deep x 200 ft wide |
| Garage Area | 586 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11173 SMITHS CREEK RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BEG E 677' FROM N 1/4 COR, TH E 200', TH S 0D 20M E 1333.79' TH S 89D 54M 24S W 205', TH N 0D 20M W 1145.12', TH E 5', TH N |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 35 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 658500 |
11173 Smiths Creek Rd is owned and occupied by two individuals who bought it in February 2026.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37472 GRAIN VIEW LN, NEW HAVEN, MI 48048-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Jul 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage TIAA FSB |
| Jun 27, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on File |
| Deed Sale | Feb 2, 2026 · Amount on File |
| Prior Sale | Jul 5, 2018 · Amount on File |
| Deed Document Number | 20262262 |
| Deed Book / Page | 5894 / 577 |
| Prior Transfer Date | Apr 21, 2005 |
| Prior Transfer Doc | 0033510752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 2, 2026 |
| Property Address | 11173 SMITHS CREEK RD, RILEY, MI 48041-3812 |
| Document Number | 0005894577 |
| Book / Page | 5894 / 577 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026002262 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11173 SMITHS CREEK RD, RILEY, MI 48041-3812 |
| Name | Verified Name |
|---|---|
| Address | 11173 SMITHS CREEK RD, RILEY, MI 48041-3812 |
| Document Number | 2026002424 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026002424 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.49% |
| Max Rate At Change | 7.49% |
| Index | 1-Year CMT |
| Max Rate | 10.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 5, 2018 |
| Property Address | 11043 SMITHS CREEK RD, RILEY, MI 48041-3810 |
| Document Number | 0049640649 |
| Book / Page | 004964 / 000649 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,139.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 367 COMANCHE DR CASTLE ROCK WA 986118057, CASTLE ROCK, WA 98611-8057 |
| Document Number | 49610720 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 004961/000720 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 27, 2017 |
| Property Address | 11043 SMITHS CREEK RD, RILEY, MI 48041-3810 |
| Document Number | 0048440136 |
| Book / Page | 004844 / 000136 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1292 RILEY CENTER RD RILEY MI 480412907, RILEY, MI 48041-2907 |
The 2025 property tax bill for 11173 Smiths Creek Rd was $6,766 with a homeowner's exemption, up 3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Memphis Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,500 (+6.68%) | $393,000 | |
| 2025 | $6,766.00 (+3%) | $184,200 | |
| 2024 | $6,569.00 | $368,400 | |
| 2023 | $155,700 | ||
| 2022 | $5,981.00 | $311,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11173 Smiths Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11173 Smiths Creek Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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