1117 Via Montecito, Encinitas, CA 92024 Property Records

San Diego County property record for 1117 Via Montecito, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,767 sqft · built 1986
Lot Size0.189 acres (8,235 sqft)
OwnerIndividual Name on File
Last Sale$729,000 (Apr 2012)
Tax Bill$10,551 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Mar 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN257-372-09-00

Property Details

APN / Parcel Number

Primary APN257-372-09-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,767 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area8,235 sqft (0.189 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1117 VIA MONTECITO
CityENCINITAS
StateCA
Zip92024-5315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 75 TR 009780
Legal SubdivisionCOUNTY/SAN DIEGO #3474-2
Legal Tract009780
Legal Block1
Legal Lot Number75
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract17606

Owner

Source: San Diego County records · APN 257-372-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1117 VIA MONTECITO, ENCINITAS, CA 92024-5315
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Intrafamily Transfer, Transfer · Line of Credit
CALIFORNIA COAST CU
Mar 28, 2024Intrafamily Transfer, Transfer
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Aug 25, 2020Deed of Trust, Mortgage · Commercial Mortgage
WELLS FARGO BANK NA
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2012 · Amount on Record
Deed SaleApr 27, 2012 · Amount on Record
Prior SaleAug 01, 1996 · Amount on Record
Deed Document Number2012248836
Last Transfer DateMar 18, 2024
Transfer Doc0000077736
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2024
Property Address1117 VIA MONTECITO, ENCINITAS, CA 92024-5315
Document Number0000077736
Map ReferenceMAP 9780
Instrument DateMar 18, 2024
Instrument2024-0077736
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1117 VIA MONTECITO, ENCINITAS, CA 92024-5315

Mortgage

Document Number0000077739
DateMar 28, 2024
Instrument2024-0077739
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 28, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2024
Property Address1117 VIA MONTECITO, ENCINITAS, CA 92024-5315
Document Number0000077737
Map ReferenceMAP 9780
Instrument DateMar 18, 2024
Instrument2024-0077737
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1117 VIA MONTECITO, ENCINITAS, CA 92024-5315

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1117 VIA MONTECITO, ENCINITAS, CA 92024-5315
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1117 VIA MONTECITO, ENCINITAS, CA 92024-5315

Mortgage

Document Number0000482793
DateAug 25, 2020
Instrument2020-0482793
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSAN JOSE, CA 95113
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1117 VIA MONTECITO, ENCINITAS, CA 92024-5315
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1117 VIA MONTECITO, ENCINITAS, CA 92024-5315

Mortgage

Document Number0000030099
DateJan 14, 2021
Instrument2021-0030099
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$933,962 (+2%) Land $316,587 Building $617,375
2025$10,551.00 (+7.83%)$915,650 (+4.04%) Land $310,380 Building $605,270
2023$9,785.00 (+2.39%) Homeowner's exemption$880,096 Land $298,329 Building $581,767
2022$9,557.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet, Cox Communications, Ting Fiber, Verizon.

Based on FCC filings for 272 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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