1117 Vessona Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1117 Vessona Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,314 sqft · built 2006
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2020)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`072-2680-004-0014`

Property Details

APN / Parcel Number

Primary APN	`072-2680-004-0014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1117 VESSONA CIR
City	FOLSOM
State	CA
Zip	95630-8727
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 (PD)
Legal Description	UNIT 1117 BLDG 1100 LOT 8 VESSONA CONDOMINIUM PER BK 20051121 PG 1342
Legal Subdivision	VESSONA CONDOMINIUM
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1016
Census Tract	8507

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1117 VESSONA CIR, FOLSOM, CA 95630-8727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2020	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Sep 23, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jan 24, 2017	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Jan 24, 2017	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Book / Page	20200923 / 996
Last Transfer Date	Nov 12, 2021
Transfer Doc	0000001265
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1117 VESSONA CIR, FOLSOM, CA 95630-8727
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 GARLENDA DR, EL DORADO HLS, CA 95762-5456

Mortgage

Document Number	0000000959
Date	May 21, 2021
Instrument	202105210959

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 19, 2021
Property Address	1117 VESSONA CIR, FOLSOM, CA 95630-8727
Document Number	2021111901265
Map Reference	MB 338 MAP 7
Instrument Date	Nov 12, 2021
Instrument	2021111901265
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1117 VESSONA CIR, FOLSOM, CA 95630-8727

Mortgage

Document Number	2021111901266
Date	Nov 19, 2021
Instrument	2021111901266

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1117 VESSONA CIR, FOLSOM, CA 95630-8727
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 GARLENDA DR, EL DORADO HLS, CA 95762-5456

Mortgage

Document Number	5210000000959
Date	May 21, 2021
Book Page	20210521/959

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 23, 2020
Property Address	1117 VESSONA CIR, FOLSOM, CA 95630-8727
Document Number	2009230996
Instrument Date	Sep 21, 2020
Instrument	2009230996
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1117 VESSONA CIR FOLSOM CA 956308727, FOLSOM, CA 95630-8727

Mortgage

Document Number	2009230997
Date	Sep 23, 2020
Instrument	2009230997

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 23, 2020
Property Address	1117 VESSONA CIR, FOLSOM, CA 95630-8727
Document Number	2009230995
Instrument Date	Sep 18, 2020
Instrument	2009230995
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1117 VESSONA CIR FOLSOM CA 956308727, FOLSOM, CA 95630-8727

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 24, 2017
Property Address	1117 VESSONA CIR, FOLSOM, CA 95630-8727
Document Number	0000001675
Book / Page	170124 / 001675
Instrument Date	Jan 23, 2017
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 SPRIG CIR FOLSOM CA 956308578, FOLSOM, CA 95630-8578

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 24, 2017
Property Address	1117 VESSONA CIR, FOLSOM, CA 95630-8727
Document Number	1240000001676
Book / Page	20170124 / 1676
Map Reference	MB 338 MAP 7
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 VESSONA CIR, FOLSOM, CA 95630-8727

Mortgage

Document Number	201701241677
Date	Jan 24, 2017
Instrument	20170124/1677

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,426 (+2%) Land $138,010 Building $248,416
2025	$4,182.00 (+2.1%) Homeowner's exemption	$378,850 (+4.04%) Land $135,304 Building $243,546
2024	$4,096.00 (+1.79%)
2023	$4,024.00 (+1.49%) Homeowner's exemption	$364,140 Land $130,050 Building $234,090
2022	$3,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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