St. Charles County property record for 1117 Turtle Creek Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,960 sqft · built 1996 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $532,000 (Apr 2026) |
| Tax Bill | $5,340 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A972000848 |
| Primary APN | A972000848 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,960 sqft Living Area |
| Gross Area | 5,332 sqft |
| 1st Floor Area | 2,960 sqft |
| Basement Area | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 13,068 sqft (0.3 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 188 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A972000848 |
|---|---|
| Street Address | 1117 TURTLE CREEK DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | TURTLE CREEK #3 LOT 134 |
| Legal Subdivision | TURTLE CREEK #3 |
| Legal Lot Number | 134 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 311712 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1117 TURTLE CREEK DR, O FALLON, MO 63366-5924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 13, 2026 | Warranty Deed, Transfer · VA Mortgage MID-CONTINENT INVTS/KS |
| Aug 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Dec 7, 2020 | Warranty Deed, Transfer USTC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Dec 7, 2020 · Amount on Record |
| Deed Document Number | 202616827 |
| Prior Transfer Date | Dec 13, 2016 |
| Prior Transfer Doc | 0066732456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 13, 2026 |
| Property Address | 1117 TURTLE CREEK DR, O FALLON, MO 63366-5924 |
| Document Number | 0000016827 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202616827 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | US TITLE, UST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1117 TURTLE CREEK DR, O FALLON, MO 63366-5924 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016828, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202616828 |
| Name | MID-CONTINENT INVTS/KS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1117 TURTLE CREEK DR, O FALLON, MO 63366-5924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0071151877 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 7115/1877 |
| Instrument | 20190801000398660 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 7, 2020 |
| Property Address | 1117 TURTLE CREEK DR, O FALLON, MO 63366-5924 |
| Document Number | 0000095253 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 95253 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2021 |
| Title Company | USTC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 13226 ROMANY WAY CT ST LOUIS MO 631311610, ST LOUIS, MO 63131-1610 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,278 (-) | $464,622 (-) Land $61,540 Building $403,082 | |
| 2025 | $88,278 (+9.04%) | $464,622 (+9.04%) Land $61,540 Building $403,082 | |
| 2024 | $5,340.00 | ||
| 2023 | $80,961 | ||
| 2022 | $426,109 Land $50,000 Building $376,109 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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