1117 River Birch Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1117 River Birch Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 957 sqft · built 2005
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Apr 2022)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
APN	`03-13-0-404-005`

Property Details

APN / Parcel Number

Primary APN	`03-13-0-404-005`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	957 sqft Living Area
Upper Floors Area	16 sqft
Basement Area	1,045 sqft
Unfinished Basement	1,045 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	140 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1117 RIVER BIRCH DR
City	O FALLON
State	IL
Zip	62269-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE BLUFFS AT OGLES CREEK LOT 58 A02741705
Legal Subdivision	THE BLUFFS AT OGLES CREEK
Legal Block	404
Legal Lot Number	58
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3050
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1117 RIVER BIRCH DR, O FALLON, IL 62269-6510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · VA Mortgage REGIONS BANK
Aug 2, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	20222741705
Prior Transfer Date	Sep 20, 2012
Prior Transfer Doc	0002333644
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 4, 2022
Property Address	1117 RIVER BIRCH DR, O FALLON, IL 62269-6510
Document Number	0A02741705
Instrument Date	Apr 1, 2022
Instrument	A02741705
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1117 RIVER BIRCH DR, O FALLON, IL 62269-6510

Mortgage

Document Number	0A02741706
Date	Apr 4, 2022
Instrument	A02741706

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 2, 2021
Property Address	1117 RIVER BIRCH DR, O FALLON, IL 62269-6510
Document Number	A02710473
Instrument Date	Jul 12, 2021
Instrument	A02710473
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	NENDRICK TITLE COMPANY, NAVERICK TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 RIVER BIRCH DR, O FALLON, IL 62269-6510

Mortgage

Document Number	A02710474
Date	Aug 2, 2021
Instrument	A02710474

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1117 RIVER BIRCH DR, O FALLON, IL 62269-6510
Document Number	00A2641563
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1117 RIVER BIRCH DR O FALLON IL 622696510, O FALLON, IL 62269-6510

Mortgage

Document Number	00A2641563
Date	Feb 6, 2020
Instrument	2641563

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 5, 2045

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$127,653 (+41.27%) Land $23,118 Building $104,535	$382,959 (+41.27%) Land $69,354 Building $313,605
2022	$90,360 Land $18,205 Building $72,155	$271,080 Land $54,615 Building $216,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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