1117 E Pratt Dr, Palatine, IL 60074 Property Records

Cook County property record for 1117 E Pratt Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,521 sqft · built 1963
Lot Size	0.193 acres (8,416 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2026)
Tax Bill	$8,881 (2023)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-13-107-039`

Property Details

APN / Parcel Number

Primary APN	`02-13-107-039`
Alternative APN	`02-13-107-039-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,416 sqft (0.193 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1117 E PRATT DR
City	PALATINE
State	IL
Zip	60074-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINSTON) PARK (NORTHWEST) (UNIT3) SUB OF NE SEC 13-42-10
Legal Range	10E
Legal Township	42N
Legal Section	13
Legal Subdivision	WINSTON PARK NORTHWEST UNIT3
Legal Block	39
Legal Lot Number	39
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2005
Census Tract	803607

Owner

1117 E Pratt Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Cook County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1117 E PRATT DR, PALATINE, IL 60074-7203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Nov 5, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMESIDE FIN'L
Dec 23, 2019	Grant Deed, Transfer · Conventional with PMI WINTRUST MTG
Mar 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	20262072
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	0000006055
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 1, 2026
Property Address	1117 E PRATT DR, PALATINE, IL 60074-7203
Document Number	0000002072
Instrument Date	Mar 18, 2026
Instrument	20262072
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1117 E PRATT DR, PALATINE, IL 60074-7203

Mortgage

Document Number	0000002073,
Date	Apr 1, 2026
Instrument	20260912073

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.9%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1117 E PRATT DR, PALATINE, IL 60074-7203
Document Number	2033538609
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1117 E PRATT DR PALATINE IL 600747203, PALATINE, IL 60074-7203

Mortgage

Document Number	2033538609
Date	Nov 30, 2020
Instrument	33538609

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Dec 23, 2019
Property Address	1117 E PRATT DR, PALATINE, IL 60074-7203
Document Number	1935715062
Instrument Date	Dec 4, 2019
Instrument	35715062
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1117 E PRATT DR PALATINE IL 600747203, PALATINE, IL 60074-7203

Mortgage

Document Number	1935715063
Date	Dec 23, 2019
Instrument	35715063

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Mar 11, 2019
Property Address	1117 E PRATT DR, PALATINE, IL 60074-7203
Document Number	1907006055
Instrument Date	Mar 4, 2019
Instrument	7006055
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1117 E PRATT DR PALATINE IL 600747203, PALATINE, IL 60074-7203

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 Land $7,995 Building $31,005	$390,000 Land $79,950 Building $310,050
2023	$8,881.00 (+3.38%)
2022	$8,591.00	$29,999 Land $6,732 Building $23,267	$299,990 Land $67,320 Building $232,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1117 E Pratt Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1987–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1117 E Pratt Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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