1117 E McGill St, Albemarle, NC 28001 Property Records

Stanly County property record for 1117 E McGill St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,047 sqft · built 1957
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Mar 2024)
Tax Bill	$1,987 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`654802779766`

Property Details

APN / Parcel Number

Primary APN	`654802779766`
Alternative APNs	`1539071` `1546700` `317`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,047 sqft Finished Area
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	207 ft deep x 85 ft wide
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	1546700
Street Address	1117 E MCGILL ST
City	ALBEMARLE
State	NC
Zip	28001-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 1117 E MCGILL ST 654808014
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	1
Census Block	1020
Census Tract	931204

Owner

1117 E McGill St is owned and occupied by an individual who bought it in March 2024.

Source: Stanly County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1117 E MCGILL ST, ALBEMARLE, NC 28001-4361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage BELL ROCK INCOME FUND I LLC
Mar 15, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 2, 2022	Warranty Deed, Transfer
May 2, 2022	Special Warranty Deed, Transfer · Line of Credit EASY STREET CAPITAL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	May 2, 2022 · Amount on File
Deed Document Number	2024466211
Deed Book / Page	1847 / 429
Prior Transfer Date	Apr 28, 2022
Prior Transfer Doc	0000446513
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	1117 E MCGILL ST, ALBEMARLE, NC 28001-4361
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000445271
Date	Mar 30, 2022
Book Page	1780/1576
Instrument	445271

Lender

Name	BELL ROCK INCOME FUND I LLC
Type	Non-Lending Institution
Address	MESA, AZ 85206

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Mar 15, 2024
Property Address	1117 E MCGILL ST, ALBEMARLE, NC 28001-4361
Document Number	0000466211
Book / Page	1847 / 429
Instrument Date	Mar 15, 2024
Instrument	466211
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FORTIFIED TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3042 WEDDINGTON POINTE DRIVE, ALBEMARLE, NC 28001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 E MCGILL ST, ALBEMARLE, NC 28001-4361

Mortgage

Document Number	0000466212
Date	Mar 15, 2024
Instrument	466212

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000466213
Date	Mar 15, 2024
Book Page	1847/454
Instrument	466213

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 2, 2022
Property Address	1117 E MCGILL ST, ALBEMARLE, NC 28001-4361
Document Number	0000446513
Book / Page	1784 / 1270
Map Reference	MB 1780 PG 1573
Instrument Date	Apr 28, 2022
Instrument	446513
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 SAINT MARY AVE NW, CONCORD, NC 28025-4528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5-100W, 5-100W, IRVING, TX 75039-4316
Investor	Possibly a Property Investor

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 2, 2022
Property Address	1117 E MCGILL ST, ALBEMARLE, NC 28001-4361
Document Number	0000446514
Book / Page	1784 / 1273
Instrument Date	Apr 28, 2022
Instrument	446514
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # DR5-100W, DR5-100W, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3042 WEDDINGTON POINTE DR, MONROE, NC 28110-9844

Mortgage

Document Number	0000446515
Date	May 2, 2022
Instrument	446515

Lender

Name	EASY STREET CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1117 E McGill St was $1,987.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,987.00	$177,471 (-) Land $21,420 Building $156,051	$177,471 (-) Land $21,420 Building $156,051
2025	$1,987.00	$177,471 Land $21,420 Building $156,051	$177,471 Land $21,420 Building $156,051
2023	$719.00	$59,006 Land $14,565 Building $44,441	$59,006 Land $14,565 Building $44,441

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1117 E McGill St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2020)
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1117 E McGill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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