Midland County property record for 1117 E Isabella Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,190 sqft · built 1948 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Aug 2021) |
| Tax Bill | $2,413 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-014-300-420-00 |
| Primary APN | 040-014-300-420-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,190 sqft Living Area |
| 1st Floor Area | 1,301 sqft |
| Basement Area | 1,301 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1117 E ISABELLA RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 14 T14N R1E COM AT SE COR OF SW 1/4 OF SW 1/4, TH W 132 FT, N 660 FT, E 132 FT, S 660 FT. EXC HWYROW. |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 14 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 291200 |
1117 E Isabella Rd is owned and occupied by an individual who bought it in August 2021.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1117 E ISABELLA RD, MIDLAND, MI 48640-8325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEAM ONE CU |
| Aug 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage TEAM ONE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on File |
| Deed Sale | Aug 3, 2021 · Amount on File |
| Deed Book / Page | 1648 / 587 |
| Prior Transfer Date | Jun 12, 2014 |
| Prior Transfer Doc | 1578/214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1117 E ISABELLA RD, MIDLAND, MI 48640-8325 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1117 E ISABELLA RD, MIDLAND, MI 48640-8325 |
| Document Number | 001671/102 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 1671/102 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48607 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 3, 2021 |
| Property Address | 1117 E ISABELLA RD, MIDLAND, MI 48640-8325 |
| Document Number | 1648/587 |
| Book / Page | 1648 / 587 |
| Instrument Date | Jul 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | EMBASSY TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $892.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3043 E FREDERICK ST, 3043, MIDLAND, MI 48640-8924 |
| Name | Verified Name |
|---|---|
| Address | 3194 S DERBY RD, SIDNEY, MI 48885-9732 |
| Document Number | 1648588 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 1648/588 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 1117 E Isabella Rd was $2,413 with a homeowner's exemption, up 0.9% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,400 (+3.67%) | $214,800 (+3.67%) | |
| 2025 | $2,413.00 (+0.88%) Homeowner's exemption | $103,600 | $207,200 |
| 2024 | $2,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1117 E Isabella Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 19 (2004–2020) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1117 E Isabella Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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