1117 Colgate Ct, Naperville, IL 60565 Property Records

Will County property record for 1117 Colgate Ct, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,519 sqft · built 1986
Lot Size	0.248 acres (10,801 sqft)
Owner	2 Trust Names on File
Last Sale	$478,000 (Oct 2004)
Tax Bill	$17,582 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-05-215-031`

Property Details

APN / Parcel Number

Primary APN	`12-02-05-215-031`
Alternative APN	`02052150310000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,519 sqft Living Area
1st Floor Area	2,519 sqft
Basement Area	2,519 sqft
Unfinished Basement	2,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	10,801 sqft (0.248 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1117 COLGATE CT
City	NAPERVILLE
State	IL
Zip	60565-3470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1158 IN UNIVERSITY HEIGHTS, UNIT 3B, BEING A SUB OF PRT OF THE NW1/4 OF SEC 4 PRT OF THE NE1/4 OF THE SE1/4 OF SEC 5, T3
Legal Range	10E
Legal Township	37N
Legal Section	05
Legal Subdivision	UNIVERSITY HEIGHTS
Legal Lot Number	1158
Legal Unit	3B
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	1
Census Block	1001
Census Tract	880118

Owner

1117 Colgate Ct is owner-occupied and held in a trust since October 2004.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1117 COLGATE CT, NAPERVILLE, IL 60565-3470
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Apr 12, 2021	Intrafamily Transfer, Transfer
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2004 · Amount on File
Deed Sale	Oct 1, 2004 · Amount on File
Prior Sale	Jul 31, 2001 · Amount on File
Deed Document Number	2004181623
Prior Transfer Date	Aug 14, 2002
Prior Transfer Doc	0000149374
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1117 COLGATE CT, NAPERVILLE, IL 60565-3470
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013432
Date	Feb 10, 2022
Instrument	R2022013432

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Apr 12, 2021
Property Address	1117 COLGATE CT, NAPERVILLE, IL 60565-3470
Document Number	0000041111
Map Reference	DOC R85-33912
Instrument Date	Mar 29, 2021
Instrument	R2021041111
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 COLGATE CT, NAPERVILLE, IL 60565-3470

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1117 COLGATE CT, NAPERVILLE, IL 60565-3470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073672
Date	Oct 18, 2019
Instrument	R2019073672

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 18, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1117 Colgate Ct was $17,582.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Du Page Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,582.00	$294,417 (+8.2%) Land $54,547 Building $239,870	$883,251 (+8.2%) Land $163,641 Building $719,610
2024		$272,104 Land $50,413 Building $221,691	$816,312 Land $151,239 Building $665,073
2022	$14,770.00 Homeowner's exemption	$220,726 Land $40,894 Building $179,832	$662,178 Land $122,682 Building $539,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1117 Colgate Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1117 Colgate Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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