1117 Cold Spring Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 1117 Cold Spring Rd, Middle River, MD 21220

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,015 sqft · built 1953
Lot Size0.305 acres (13,280 sqft)
Owner2 Individual Names on Record
Tax Bill$5,040 (2024)
Deeds & MortgagesJul 2026 Sale
Nov 2020 Mortgage
APN15-1514651640

Property Details

APN / Parcel Number

Primary APN15-1514651640
Alternative APN
  • 1514651640

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,015 sqft Living Area
1st Floor Area1,015 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,280 sqft (0.305 acres)
Lot Dimensions331 ft deep x 40 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
Deck Area600 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number1514651640
Street Address1117 COLD SPRING RD
CityMIDDLE RIVER
StateMD
Zip21220-4427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWLEYS QUARTERS
Legal SubdivisionBOWLEYS QUARTERS
Legal Block2
Legal Lot Number87
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2020
Census Tract451802

Owner

Source: Baltimore County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1117 COLD SPRING RD, MIDDLE RIVER, MD 21220-4427
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2008
Deed SaleApr 3, 2008
Prior SaleSep 21, 2004
Deed Document Number2008377334
Deed Book / Page26846 / 417
Last Transfer DateJun 23, 2026
Transfer Doc5149000066
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJul 1, 2026
Property Address1117 COLD SPRING RD, MIDDLE RIVER, MD 21220-4427
Document Number5149000066
Book / Page51490 / 66
Instrument DateJun 23, 2026
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1117 COLD SPRING RD, MIDDLE RIVER, MD 21220-4427

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1117 COLD SPRING RD, BALTIMORE, MD 21220-4427
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0436970314
DateNov 30, 2020
Book Page43697/314
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$415,900 (+19.48%)$449,800 (+29.22%) Land $336,200 Building $113,600
2024$5,040.00 (+109.22%)
2023$2,409.00 Homeowner's exemption$348,100 Land $262,300 Building $85,800$348,100 Land $262,300 Building $85,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 234 policies
Nearby Flood Policies234 in force
Nearby Flood Claims351 (1979–2024)
Claims Outside the SFHA53 of 351
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Hurricane Isabel, Sep 2003 · 224 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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