Bay County property record for 1117 Chip Rd, Kawkawlin, MI 48631 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,226 sqft Living Area |
| Lot Size | 23,958 sqft (0.55 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,900 (2021) |
| Tax Bill | $1,530.00 (2026) |
| Primary APN | 100-004-100-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,226 sqft Living Area |
| 1st Floor | 1,226 sqft 1st Floor |
| Basement Area | 502 sqft Basement |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch Style |
| Lot Area | 23,958 sqft (0.55 acres) |
| Depth X Width | 152 ft x 160 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 1117 CHIP RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9109 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 152 FT OF E 160 FT OF SW 1/4 OF NW FRL 1/4, SEC 4 T14N R4E |
| Legal Range | 04E |
| Legal Township | 14N |
| Legal Section | 04 |
| Jurisdiction | BAY MI |
| Minor Civil Division | MONITOR |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 285700 |
Source: Bay County records · APN 100-004-100-040-00
Assessment roll updated May 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1117 CHIP RD, KAWKAWLIN, MI 48631-9109 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2021 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage ACADEMY MORTGAGE CORP |
| Feb 09, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Jan 20, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CAROL A DUNCAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Apr 26, 2016 · Amount on Record |
| Deed Doc Number | 202112835 |
| Prior Transfer Date | Sep 09, 2020 |
| Prior Transfer Doc | 0000001043 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 26, 2021 |
| Property Address | 1117 CHIP RD, KAWKAWLIN, MI 48631-9109 |
| Document Number | 0000012835 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 202112835 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 27, 2023 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $782.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 CENTER AVE, BAY CITY, MI 48708-5938 |
| Name | Verified Name |
|---|---|
| Address | 1117 CHIP RD, KAWKAWLIN, MI 48631-9109 |
| Document Number | 0000012836 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 202112836 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Feb 09, 2021 |
| Property Address | 1117 CHIP RD, KAWKAWLIN, MI 48631-9109 |
| Document Number | 0000002287 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 202102287 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 CENTER AVE, BAY CITY, MI 48708-5938 |
| Name | Verified Name |
|---|---|
| Address | 310 CENTER AVE, BAY CITY, MI 48708-5938 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jan 20, 2021 |
| Property Address | 1117 CHIP RD, KAWKAWLIN, MI 48631-9109 |
| Document Number | 0000001043 |
| Instrument Date | Sep 09, 2020 |
| Instrument | 1043 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 310 CENTER AVE BAY CITY MI 487085938, BAY CITY, MI 48708-5938 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1117 CHIP RD, KAWKAWLIN, MI 48631-9109 |
| Document Number | 0000008655 |
| Instrument Date | Jun 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 310 CENTER AVE BAY CITY MI 487085938, BAY CITY, MI 48708-5938 |
| Document Number | 0000008655 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 8655 |
| Name | CAROL A DUNCAN |
|---|---|
| Address | 2898 EVERGREEN DR, BAY CITY, MI 48706-6314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jun 18, 2021 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Monitor Charter Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,530.00 (+174.69%) Homeowner's exemption | $57,400 (+11.24%) | $114,800 (+11.24%) |
| 2025 | $557.00 Homeowner's exemption | $51,600 (+44.54%) | $103,200 (+44.54%) |
| 2023 | $35,700 | $71,400 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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