Ocean County and Ship Bottom Borough property record for 1117 Central Ave, Ship Bottom, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1950 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $397,000 (Jun 2014) |
| Tax Bill | $6,829 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-00089-0000-00001 |
| Primary APN | 29-00089-0000-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 80 ft deep x 60 ft wide |
| Garage Type | Attached |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1117 CENTRAL AVE |
|---|---|
| City | SHIP BOTTOM |
| State | NJ |
| Zip | 08008-4555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 60X80 |
| Legal Subdivision | SHIP BOTTOM BEACH ARLINGTON |
| Legal Block | 89 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | SHIP BOTTOM |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 739000 |
1117 Central Ave is owned and occupied by an individual who bought it in June 2014.
Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1117 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2019 | Deed of Trust, Mortgage NORTHFIELD BANK |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHFIELD BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHFIELD BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2014 · Amount on File |
| Deed Sale | Jun 23, 2014 · Amount on File |
| Prior Sale | Aug 3, 1999 · Amount on File |
| Deed Document Number | 201453307 |
| Deed Book / Page | 15832 / 975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1117 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4555 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0175110686 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 17511/0686 |
| Instrument | 2019058652 |
| Name | NORTHFIELD BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 17, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1117 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4555 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190301862 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 19030/1862 |
| Instrument | 2022057308 |
| Name | NORTHFIELD BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 16, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1117 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4555 |
| Document Number | 0178641053 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1117 CENTRAL AVE SHIP BOTTOM NJ 080084555, SHIP BOTTOM, NJ 08008-4555 |
| Document Number | 0178641053 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 017864/001053 |
| Instrument | 41699 |
| Name | NORTHFIELD BK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 22, 2040 |
The 2025 property tax bill for 1117 Central Ave was $6,829, up 3% from the year before.
Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ship Bottom Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550,300 (-) Land $310,300 Building $240,000 | $550,300 (-) Land $310,300 Building $240,000 | |
| 2025 | $6,829.00 (+2.99%) | $550,300 Land $310,300 Building $240,000 | $550,300 Land $310,300 Building $240,000 |
| 2024 | $6,631.00 | ||
| 2023 | $550,300 Land $310,300 Building $240,000 | $550,300 Land $310,300 Building $240,000 | |
| 2022 | $5,827.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1117 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 376 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 416 units insured incl. 40 condo units |
| Nearby Flood Claims | 784 (1979–2025) |
| Claims Outside the SFHA | 1 of 784 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1117 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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