Berrien County property record for 1117 Bell Ave, New Buffalo, MI 49117
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,543 sqft · built 1952 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on File |
| Last Sale | $118,000 (Aug 2008) |
| Tax Bill | $6,096 (2025) |
| Deeds & Mortgages | Feb 2007 Mortgage Apr 2014 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-8200-0097-08-2 |
| Primary APN | 62-8200-0097-08-2 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,543 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 250 ft deep x 66 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1117 BELL AVE |
|---|---|
| City | NEW BUFFALO |
| State | MI |
| Zip | 49117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | THE NLY 250' OF THE ELY 99' OF BLK 97 VIRGINIA ADD TO VILLAGE OF NEW BUFFALO |
| Legal Subdivision | VIRGINIA ADD |
| Legal Block | 97 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NEW BUFFALO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11302 |
1117 Bell Ave is owned by a company that acquired it in December 2020.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 416 S ARGYLE AVE, ELMHURST, IL 60126-3867 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2007 | Deed of Trust, Mortgage HOME FUNDS DIRECT |
| Apr 17, 2014 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 19, 2009 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Mar 19, 2026 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Jan 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2008 · Amount on File |
| Deed Sale | Aug 6, 2008 · Amount on File |
| Prior Sale | Nov 19, 2007 · Amount on File |
| Deed Book / Page | 2853 / 2505 |
| Last Transfer Date | Dec 31, 2020 |
| Transfer Doc | 003310/894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1117 BELL AVE, NEW BUFFALO, MI 49117 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02774/2744 |
|---|---|
| Date | Feb 7, 2007 |
| Book Page | 2774/2744 |
| Name | HOME FUNDS DIRECT |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92128 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2010 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.88% |
| Max Rate At Change | 9.38% |
| Index | 6-Month LIBOR |
| Max Rate | 14.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1117 BELL AVE, NEW BUFFALO, MI 49117 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03068/3108 |
|---|---|
| Date | Apr 17, 2014 |
| Book Page | 3068/3108 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 31, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1117 BELL AVE, NEW BUFFALO, MI 49117 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 02889/0108 |
|---|---|
| Date | Jun 19, 2009 |
| Book Page | 2889/0108 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 19, 2026 |
| Property Address | 1117 BELL AVE, NEW BUFFALO, MI 49117 |
| Document Number | 003473/341 |
| Book / Page | 3473 / 341 |
| Map Reference | LB E PG 291 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026456455 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 664 COVERED WAGON TRL, VALPARAISO, IN 46383-9771 |
| Name | Verified Name |
|---|---|
| Address | 416 S ARGYLE AVE, ELMHURST, IL 60126-3867 |
| Document Number | 0003473343 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 3473/343 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 25, 2021 |
| Property Address | 1117 BELL AVE, NEW BUFFALO, MI 49117-1504 |
| Document Number | 003310/894 |
| Book / Page | 3310 / 894 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | QUICKSILVA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 664 COVERED WAGON TRL, VALPARAISO, IN 46383-9771 |
| Document Number | 0003310896 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 3310/896 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 1117 Bell Ave was $6,096, up 7.5% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | New Buffalo City |
| Unified School District | New Buffalo Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,100 (+17.69%) | $536,200 (+17.69%) | |
| 2025 | $6,096.00 (+7.51%) | $227,800 | $455,600 |
| 2024 | $5,670.00 | ||
| 2023 | $141,900 | $283,800 | |
| 2022 | $3,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1117 Bell Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1117 Bell Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BUFFALO TOWNSHIP serves 2,845 people · EPA ID MI0004685 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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