Genesee County property record for 11160 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,658 sqft · built 1991 |
| Lot Size | 18.4 acres (802,375 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,165 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-32-400-014 |
| Primary APN | 10-32-400-014 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,658 sqft Living Area |
| 1st Floor Area | 1,658 sqft |
| Basement Area | 1,658 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Lot Area | 802,375 sqft (18.4 acres) |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11160 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-8918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | A PARCEL OF LAND BEG W 1487.12 FT FROM SE COR OF SEC, TH W 211 FT TH N 1 DEG 04 MIN 54 SEC W 1316.50 FT TH N 89 DEG 27 MIN 30 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 32 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11160 RAY RD, GAINES, MI 48436-8918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,000 (+5.7%) Land $65,400 Building $140,600 | $412,000 (+5.7%) Land $130,800 Building $281,200 | |
| 2025 | $4,165.00 (+2.81%) Homeowner's exemption | $194,900 (+18.77%) | $389,800 (+18.77%) |
| 2024 | $4,051.00 (+31.14%) | ||
| 2023 | $164,100 | $328,200 | |
| 2019 | $3,089.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Frontier, Spectrum, Verizon.
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