1116 Wachusett St, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 1116 Wachusett St, Jefferson, MA 01522

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 bd · 1 ba · 1,614 sqft · built 1875
Lot Size	2.45 acres (107,082 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jul 1998)
Tax Bill	$1,400 (2026)
Deeds & Mortgages	Sep 2025 Mortgage May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:77 B:66`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:77 B:66`
Alternative APNs	`M:00077 P:00066` `7766A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,614 sqft Total Area
Gross Area	3,620 sqft
1st Floor Area	982 sqft
Basement Area	490 sqft
Unfinished Basement	490 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	107,082 sqft (2.45 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7766A
Street Address	1116 WACHUSETT ST
City	JEFFERSON
State	MA
Zip	01522-1501
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	C
Legal Block	66
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	3
Census Block	3020
Census Tract	728400

Owner

1116 Wachusett St, a commercial property, is owned by an individual who bought it in July 1998.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1100, JEFFERSON, MA 01522-0302
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage BAY STATE SAVINGS BANK
May 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 1998 · Amount on File
Deed Sale	Jul 2, 1998 · Amount on File
Deed Book / Page	20142 / 46
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	1116 WACHUSETT ST, JEFFERSON, MA 01522-1501
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072510-13
Date	Sep 9, 2025
Book Page	72510/13
Instrument	76871

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	1116 WACHUSETT ST, JEFFERSON, MA 01522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62377-73
Date	May 12, 2020
Book Page	62377/73
Instrument	48009

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1116 Wachusett St was $1,400, down 75% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,400.00 (-74.96%)	$103,875 (-74.24%) Land $34,950 Building $68,925	$408,215 (+16.99%)
2025	$5,590.00 (+8.99%)	$403,300 (+11.26%) Land $142,000 Building $261,300	$348,935
2024	$5,129.00 (+1.46%)	$362,500 (+7.5%) Land $138,200 Building $224,300
2023	$5,055.00	$337,200 Land $120,000 Building $217,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1116 Wachusett St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Wachusett St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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