Lawrence County property record for 1116 Terrace Dr, Aurora, MO 65605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1974 |
| Lot Size | 0.42 acres (18,281 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $869 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 196014001009011000 |
| Primary APN | 196014001009011000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,281 sqft (0.42 acres) |
| Lot Dimensions | 181 ft deep x 101 ft wide |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 1116 TERRACE DR |
|---|---|
| City | AURORA |
| State | MO |
| Zip | 65605-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERRACE DR,1116; LT 4 AURORA HEIGHTS - AURORA |
| Legal Range | 26 |
| Legal Township | 26 |
| Legal Section | 14 |
| Legal Subdivision | AURORA HEIGHTS |
| Legal Lot Number | 4 |
| Jurisdiction | LAWRENCE MO |
| Township / Civil Division | AURORA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 470601 |
1116 Terrace Dr is owned and occupied by an individual who acquired it in March 2012.
Source: Lawrence County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1116 TERRACE DR, AURORA, MO 65605-2036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2008 |
| Deed Sale | Sep 11, 2008 |
| Prior Sale | Jun 16, 2008 · Amount on File |
| Deed Document Number | 20085584 |
| Deed Book / Page | 436 / 26 |
| Last Transfer Date | Mar 12, 2012 |
| Transfer Doc | 00448/1218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | Jun 4, 2026 |
| Property Address | 1116 TERRACE DR, AURORA, MO 65605-2036 |
| Document Number | 0000002995 |
| Book / Page | 2026 / 2995 |
| Instrument Date | May 15, 2026 |
| Instrument | 20262995 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1116 TERRACE DR, AURORA, MO 65605-2036 |
| Document Number | 0000002995, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 2026/2995 |
| Instrument | 20262995 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1116 Terrace Dr was $869, up 0.1% from the year before.
Source: Lawrence County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Aurora City |
| County | Lawrence County |
| Unified School District | Aurora R-VIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,360 (-) Land $2,390 Building $14,970 | ||
| 2025 | $869.00 (+0.12%) | $17,360 Land $2,390 Building $14,970 | $83,579 |
| 2024 | $868.00 (+9.05%) | ||
| 2023 | $796.00 (+6.7%) | $15,880 Land $2,390 Building $13,490 | $83,579 |
| 2022 | $746.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1116 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | May 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1116 Terrace Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ozark Fiber Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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