Putnam County property record for 1116 State Rd 20, Interlachen, FL 32148
| Property Type | Restaurant |
|---|---|
| Details | 2,011 sqft · built 1983 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Jun 2026) |
| Tax Bill | $6,891 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-10-24-0000-0012-0000 |
| Primary APN | 15-10-24-0000-0012-0000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Units | 2 Units |
| Building Area | 2,011 sqft Gross Area |
| 1st Floor Area | 2,011 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 42,689 sqft (0.98 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 63 sqft |
| Heating System | HVAC |
|---|
| Account Number | 77241 |
|---|---|
| Street Address | 1116 STATE ROAD 20 |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-5405 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | PT OF W1/2 OF NE1/4 OF NE1/4, OR430 P802 |
| Legal Range | 24E |
| Legal Township | 10S |
| Legal Section | 15 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 950201 |
Source: Putnam County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6262 COUNTY ROAD 214, KEYSTONE HEIGHTS, FL 32656-9601 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 1, 2026 | Warranty Deed, Transfer · Construction Mortgage RAM LENDING LLC |
| Aug 17, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage JAMES L MANGELS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on Record |
| Deed Sale | Jun 1, 2026 · Amount on Record |
| Prior Sale | Aug 17, 2022 · Amount on Record |
| Deed Document Number | 202613371 |
| Deed Book / Page | 1872 / 66 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jun 1, 2026 |
| Property Address | 1116 STATE ROAD 20, INTERLACHEN, FL 32148-5405 |
| Document Number | 0000013371 |
| Book / Page | 1872 / 66 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202613371 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 6262 COUNTY ROAD 214, KEYSTONE HEIGHTS, FL 32656-9601 |
| Document Number | 0000013372, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202613372 |
| Name | RAM LENDING LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 10, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Aug 17, 2022 |
| Property Address | 1116 STATE ROAD 20, INTERLACHEN, FL 32148-5405 |
| Document Number | 0016801948 |
| Book / Page | 1680 / 1948 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 202254020364 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TTL INS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0016801953 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 1680/1953 |
| Name | JAMES L MANGELS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Municipality | Interlachen Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,891.00 (+2.24%) | $303,770 (+1.44%) Land $128,070 Building $175,700 | $303,770 (+1.44%) Land $128,070 Building $175,700 |
| 2023 | $6,740.00 (+35.83%) | $299,460 (+34.12%) | $299,460 (+34.12%) Land $128,070 Building $171,390 |
| 2022 | $4,962.00 | $223,280 | $223,280 Land $128,070 Building $95,210 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 9 (1998–2017) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTWOOD VILLAGE APARTMENTS private · serves 55 people · EPA ID FL2544434 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | INTERLACHEN WS |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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