1116 Spring Orchard Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1116 Spring Orchard Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,939 sqft · built 2003
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$79,800 (Jan 2026)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`T032500122`

Property Details

APN / Parcel Number

Primary APN	`T032500122`
Alternative APN	`2-0126-8930-00-0111.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,939 sqft Living Area
Gross Area	4,595 sqft
1st Floor Area	1,683 sqft
Basement Area	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T032500122
Street Address	1116 SPRING ORCHARD DR
City	O FALLON
State	MO
Zip	63368-7982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING ORCHARD #1 LOT 111
Legal Subdivision	SPRING ORCHARD #1
Legal Lot Number	111
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2008
Census Tract	311739

Owner

1116 Spring Orchard Dr is owned and occupied by two individuals who bought it in January 2026.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1116 SPRING ORCHARD DR, O FALLON, MO 63368-7982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Intrafamily Transfer, Transfer · Closed-End Mortgage NEWREZ LLC
Jan 29, 2024	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	Jul 27, 2005 · Amount on File
Deed Document Number	20263166
Prior Transfer Date	Dec 10, 2025
Prior Transfer Doc	0000003166
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 21, 2026
Property Address	1116 SPRING ORCHARD DR, O FALLON, MO 63368-7982
Document Number	0000003166
Map Reference	MB 38 PG 271
Instrument Date	Dec 10, 2025
Instrument	2026R-003166
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1116 SPRING ORCHARD DR, O FALLON, MO 63368-7982

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1116 SPRING ORCHARD DR, O FALLON, MO 63368-7982

Mortgage

Document Number	0000003167
Date	Jan 21, 2026
Instrument	2026R-003167

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2046

January 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 29, 2024
Property Address	1116 SPRING ORCHARD DR, O FALLON, MO 63368-7982
Document Number	0000003456
Map Reference	MB 38 PG 271
Instrument Date	Jan 25, 2024
Instrument	2024R-003456
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1116 SPRING ORCHARD DR, O FALLON, MO 63368-7982

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1116 SPRING ORCHARD DR, O FALLON, MO 63368-7982

Tax Assessment & Valuation

The 2025 property tax bill for 1116 Spring Orchard Dr was $5,300.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,713 (-)	$435,334 (-) Land $60,002 Building $375,332
2025	$5,300.00	$82,713	$435,334 Land $60,002 Building $375,332
2023		$77,878
2022			$409,886 Land $40,002 Building $369,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1116 Spring Orchard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Spring Orchard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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