Humboldt County property record for 1116 Spear Ave, Arcata, CA 95521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $320,000 (Dec 2004) |
| Tax Bill | $5,024 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 507-101-036-000 |
| Primary APN | 507-101-036-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,120 sqft (0.14 acres) |
|---|
| Old Parcel Number | 50710136 |
|---|---|
| Street Address | 1116 SPEAR AVE |
| City | ARCATA |
| State | CA |
| Zip | 95521-4819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | PAR 2 PARMAP 2657 PM BK 24 PG 23-25 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 1102 |
The current owner of 1116 Spear Ave acquired it in February 2012.
Source: Humboldt County records, as of October 13, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1116 SPEAR AVE, ARCATA, CA 95521-4819 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2004 · Amount on File |
| Deed Sale | Dec 17, 2004 · Amount on File |
| Prior Sale | Dec 17, 2004 · Amount on File |
| Deed Document Number | 0000043615 |
| Last Transfer Date | Feb 10, 2012 |
| Transfer Doc | 0000003389 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1116 SPEAR AVE, ARCATA, CA 95521-4819 |
| Document Number | 0000019805 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1116 SPEAR AVE ARCATA CA 955214819, ARCATA, CA 95521-4819 |
| Document Number | 0000019805 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 19805 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2050 |
The 2025 property tax bill for 1116 Spear Ave was $5,024 with a homeowner's exemption.
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Arcata City |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Elementary School District | Pacific Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,024.00 Homeowner's exemption | $459,310 Land $174,230 Building $285,080 |
| 2023 | $3,657.00 (-1.24%) Homeowner's exemption | $325,000 Land $150,000 Building $175,000 |
| 2022 | $3,703.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1116 Spear Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1116 Spear Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCATA serves 18,857 people · EPA ID CA1210001 |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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