1116 S Mountain Rd, Joppa, MD 21085 Property Records

Harford County property record for 1116 S Mountain Rd, Joppa, MD 21085

Property Summary

Property TypeAuto Repair, Garage
Details7,200 sqft · built 1999
Lot Size4.09 acres (178,160 sqft)
OwnerCompany Name on Record
Last Sale$1,015,000 (Jan 2010)
Tax Bill$12,459 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-028367

Property Details

APN / Parcel Number

Primary APN01-028367
Alternative APNs
  • 1028367
  • 028367

Interior

Stories1 Story
Building Area7,200 sqft Total Area
1st Floor Area7,200 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialMetal
Construction TypeBrick
Fire ResistanceSpecial
Lot Area178,160 sqft (4.09 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSpace Heater
SewerConnected

Location & Zoning

Account Number028367
Street Address1116 S MOUNTAIN RD
CityJOPPA
StateMD
Zip21085-3423
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeB3
Legal Description4.092 AC 1116 S MOUNTAIN ROAD W S RT #152
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2018
Census Tract301301

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 399, MONKTON, MD 21111-0399
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2010 · Amount on Record
Deed SaleJan 6, 2010 · Amount on Record
Prior SaleJan 28, 1987 · Amount on Record
Deed Document Number20101113
Deed Book / Page8470 / 7
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1116 S MOUNTAIN RD, JOPPA, MD 21085-3423
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyCOMMUNITY SETTLEMENT GROUP LLC, COMMUNITY STLMT GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150480218
DateSep 23, 2021
Book Page15048/218
Lender
NameESSEX BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,459.00$1,143,200 (-1.25%) Land $859,000 Building $284,200$1,143,200 (-1.25%) Land $859,000 Building $284,200
2025$12,459.00 (-1.25%)
2023$1,157,700 Land $859,000 Building $298,700$1,157,700 Land $859,000 Building $298,700
2022$12,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1978–2022)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on S Mountain Rd

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