1116 Paine St, Decorah, IA 52101 Property Records

Winneshiek County property record for 1116 Paine St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Lot Size	0.234 acres (10,200 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Apr 2021)
Tax Bill	$1,190 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`112118100300`

Property Details

APN / Parcel Number

Primary APN	`112118100300`

Exterior

Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 78 ft wide
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	1116 PAINE ST
City	DECORAH
State	IA
Zip	52101-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10,11 & 19 BLK 5 DAY & PAINE
Legal Range	08W
Legal Township	98N
Legal Section	21
Legal Subdivision	DAY & PAINES ADD
Legal Block	5
Legal Lot Number	10-11
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3042
Census Tract	950300

Owner

1116 Paine St is owned by a company that bought it in April 2021.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	705 WINNESHIEK AVE, DECORAH, IA 52101-1455
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · Commercial Mortgage DECORAH BANK & TRUST CO
Jul 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Jul 2, 2018 · Amount on File
Deed Document Number	20211430
Deed Book / Page	2021 / 1430
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Apr 6, 2021
Property Address	1116 PAINE ST, DECORAH, IA 52101-2408
Document Number	02021/1430
Book / Page	2021 / 1430
Instrument Date	Mar 26, 2021
Instrument	2021 1430
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WINNESHIEK AVE, DECORAH, IA 52101-1455

Mortgage

Document Number	0020211431
Date	Apr 6, 2021
Instrument	2021 1431

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 2, 2041

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 2, 2018
Property Address	1116 PAINE ST, DECORAH, IA 52101-2408
Document Number	02018/1871
Book / Page	2018 / 1871
Instrument Date	Jul 2, 2018
Instrument	000000001871
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 PULPIT ROCK RD, DECORAH, IA 52101-9305

Tax Assessment & Valuation

The 2026 property tax bill for 1116 Paine St was $1,190.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,190.00	$68,840 (-) Land $25,450 Building $43,390	$68,840 (-) Land $25,450 Building $43,390
2025	$1,190.00 (-0.5%)	$68,840 Land $25,450 Building $43,390	$68,840 Land $25,450 Building $43,390
2024	$1,196.00
2023		$63,540 (+15.89%) Land $25,450 Building $38,090	$63,540 Land $25,450 Building $38,090
2022	$1,142.00	$54,830 Land $21,210 Building $33,620
2021			$54,830 Land $21,210 Building $33,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1116 Paine St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Paine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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