Cecil County property record for 1116 Old Telegraph Rd, Warwick, MD 21912
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,504 sqft · built 2005 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,900 (Jan 2022) |
| Tax Bill | $6,133 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-024195 |
| Primary APN | 02-024195 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 3,504 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 111,514 sqft (2.56 acres) |
| Garage Type | Built-in |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 254 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 024195 |
|---|---|
| Street Address | 1116 OLD TELEGRAPH RD |
| City | WARWICK |
| State | MD |
| Zip | 21912-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 2.561 ACRES 1116 OLD TELEGRAPH ROAD N/W OF WARWICK |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 2, CHESAPEAKE CITY |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 30200 |
1116 Old Telegraph Rd is owned and occupied by two individuals who bought it in January 2022.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1116 OLD TELEGRAPH RD, WARWICK, MD 21912-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Jan 25, 2022 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on File |
| Deed Sale | Jan 25, 2022 · Amount on File |
| Prior Sale | Jul 15, 1998 · Amount on File |
| Deed Book / Page | 5091 / 111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 1116 OLD TELEGRAPH RD, WARWICK, MD 21912-1013 |
| Document Number | 5773000463 |
| Book / Page | 5773 / 463 |
| Instrument Date | Apr 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1116 OLD TELEGRAPH RD, WARWICK, MD 21912-1013 |
| Document Number | 5773000463, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 5773/463 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 15, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jan 25, 2022 |
| Property Address | 1116 OLD TELEGRAPH RD, WARWICK, MD 21912-1013 |
| Document Number | 0050910111 |
| Book / Page | 5091 / 111 |
| Instrument Date | Jan 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1116 OLD TELEGRAPH RD, WARWICK, MD 21912-1013 |
| Document Number | 0005091116 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 5091/116 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2026 property tax bill for 1116 Old Telegraph Rd was $6,133, up 5.3% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,133.00 (+5.31%) | $560,067 (+6.33%) | $593,400 (-) Land $122,300 Building $471,100 |
| 2025 | $5,824.00 | $526,733 | $593,400 Land $122,300 Building $471,100 |
| 2023 | $4,603.00 | $474,800 | $493,400 Land $122,300 Building $371,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1116 Old Telegraph Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2003–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1116 Old Telegraph Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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