1116 N Arroyo St, Ridgecrest, CA 93555 Property Records

Kern County property record for 1116 N Arroyo St, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,354 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2023)
Tax Bill	$5,537 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`453-232-01-00-6`

Property Details

APN / Parcel Number

Primary APN	`453-232-01-00-6`
Alternative APNs	`453-232-01-9` `4532320100` `45323201`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,354 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	2,118 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	99 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Account Number	453232019
Street Address	1116 N ARROYO ST
City	RIDGECREST
State	CA
Zip	93555-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4833 , BLOCK C , LOT 16
Legal Subdivision	TRACT 4833 UNIT C
Legal Tract	4833
Legal Block	C
Legal Lot Number	16
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2029
Census Tract	5406

Owner

1116 N Arroyo St is owned and occupied by two individuals who bought it in May 2023.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1116 N ARROYO ST, RIDGECREST, CA 93555-5613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 18, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU
May 2, 2023	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Jul 29, 1994 · Amount on File
Deed Document Number	202351690
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1116 N ARROYO ST, RIDGECREST, CA 93555-5613
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 N ARROYO ST, RIDGECREST, CA 93555-5613

Mortgage

Document Number	0000139833
Date	Nov 18, 2025
Instrument	225139833

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Nov 18, 2025
Property Address	1116 N ARROYO ST, RIDGECREST, CA 93555-5613
Document Number	0000140150
Map Reference	MB 39 PG 86-87
Instrument Date	Oct 28, 2025
Instrument	225140150
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1116 N ARROYO ST, RIDGECREST, CA 93555-5613

Mortgage

Document Number	0000139833
Date	Nov 18, 2025
Instrument	225139833

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 2, 2023
Property Address	1116 N ARROYO ST, RIDGECREST, CA 93555-5613
Document Number	0000051690
Map Reference	MB 39 PG 86&87
Instrument Date	Mar 31, 2023
Instrument	223051690
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1116 N ARROYO ST, RIDGECREST, CA 93555-5613

Mortgage

Document Number	0000051691
Date	May 2, 2023
Instrument	223051691

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1116 N Arroyo St was $5,537.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,706 (+2%) Land $53,060 Building $392,646
2025	$5,537.00 Homeowner's exemption	$436,968 Land $52,020 Building $384,948
2023	$3,331.00 (+2.08%) Homeowner's exemption	$263,111 Land $40,345 Building $222,766
2022	$3,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1116 N Arroyo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 N Arroyo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100

May also be available: Frontier, Verizon.

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