1116 Morgans Treasure Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1116 Morgans Treasure Rd, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,101 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$392,500 (Aug 2025)
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095601-1380`

Property Details

APN / Parcel Number

Primary APN	`095601-1380`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,101 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	1,278 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1116 MORGANS TREASURE RD
City	SAINT AUGUSTINE
State	FL
Zip	32084-9257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	108/1-35 MORGANS COVE LOT 138 OR6200/1072
Legal Range	29
Legal Township	07
Legal Section	20
Legal Subdivision	MORGANS COVE
Legal Block	1
Legal Lot Number	138
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	21003

Owner

1116 Morgans Treasure Rd is owned and occupied by an individual who bought it in August 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1116 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Mar 1, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 24, 2022	Special Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2025 · Amount on File
Deed Sale	Aug 11, 2025 · Amount on File
Prior Sale	Mar 1, 2023 · Amount on File
Deed Document Number	202564555
Deed Book / Page	6200 / 1072
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 11, 2025
Property Address	1116 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9257
Document Number	0062001072
Book / Page	6200 / 1072
Map Reference	MB 108 PG 1-35
Instrument Date	Aug 11, 2025
Instrument	2025064555
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,747.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 BROAD ST NW # NW23, NW23, CLEVELAND, TN 37311-5000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9257

Mortgage

Document Number	0062001074
Date	Aug 11, 2025
Instrument	6200/1074

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 1, 2023
Property Address	1116 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9257
Document Number	0057160311
Book / Page	5716 / 311
Map Reference	MB 108 PG 1
Instrument Date	Feb 21, 2023
Instrument	2023015447
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,974.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9257

Mortgage

Document Number	0005716313
Date	Mar 1, 2023
Instrument	5716/313

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 24, 2022
Property Address	1116 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9257
Document Number	0055230085
Book / Page	5523 / 85
Instrument Date	Mar 18, 2022
Instrument	2022031397
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$23,712.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 22547, ST SIMONS ISLAND, GA 31522-8947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1116 Morgans Treasure Rd was $4,877, up 12.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,897 (+2.07%) Land $70,000 Building $272,897	$342,897 (+2.07%) Land $70,000 Building $272,897
2025	$4,877.00 (+12.32%)	$335,953 (+3.55%)	$335,953 (+3.55%) Land $70,000 Building $265,953
2024	$4,342.00 (+1.88%)	$324,436 (+3.22%)	$324,436 (+3.22%) Land $70,000 Building $254,436
2023	$4,262.00 (+393.29%)	$314,324 (+367.74%)	$314,324 (+367.74%) Land $60,750 Building $253,574
2022	$864.00	$67,200	$67,200 Land $67,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1116 Morgans Treasure Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Morgans Treasure Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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