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1116 Latham St, Eldorado, IL 62930 Property Records

Saline County property record for 1116 Latham St, Eldorado, IL 62930

Property Summary

Property TypeSingle Family Home
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Nov 2025)
Tax Bill$1,847 (2024)
Deeds & MortgagesJun 2026 Mortgage
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-1-148-01

Property Details

APN / Parcel Number

Primary APN04-1-148-01

Exterior

Lot Area21,780 sqft (0.5 acres)
Lot Dimensions170 ft deep x 200 ft wide

Location & Zoning

Street Address1116 LATHAM ST
CityELDORADO
StateIL
Zip62930-1720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEL,S21,T08,R07 ,QNE,L ,B A PT NW1/4 NE1/4 200'X 170' 1190/99 4/97 CLERKS DEED & 1193/83 6/97 W/D 06-21-200-020-0040
Legal Range07
Legal Township08
Legal Section21
JurisdictionSALINE IL
Township / Civil DivisionEAST ELDORADO
Census Block Group1
Census Block1036
Census Tract955500

Owner

Source: Saline County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1116 LATHAM ST, ELDORADO, IL 62930-1720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
FARMERS STATE BANK/ALTO PASS
Nov 5, 2025Warranty Deed, Transfer · Conventional Mortgage
FARMERS STATE BANK OF ALTO PASS IL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2025 · Amount on Record
Deed SaleNov 5, 2025 · Amount on Record
Deed Document Number2025291060
Deed Book / Page2281 / 201
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALINE IL
Recording DateJun 15, 2026
Property Address1116 LATHAM ST, ELDORADO, IL 62930-1720
Document Number0000292837
Book / Page2291 / 213
Instrument DateJun 8, 2026
Instrument2026292837
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common, 169
Address1116 LATHAM ST, ELDORADO, IL 62930-1720
InvestorPossibly a Property Investor

Mortgage

Document Number0000292837,
DateJun 15, 2026
Book Page2291/213
Instrument2026292837
Lender
NameFARMERS STATE BANK/ALTO PASS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.89%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSALINE IL
Recording DateNov 5, 2025
Property Address1116 LATHAM ST, ELDORADO, IL 62930-1720
Document Number002281/201
Book / Page2281 / 201
Instrument DateNov 4, 2025
Instrument291060
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyLEWIS AND CLARK TITLE, LEWIS & CLARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 LATHAM ST, ELDORADO, IL 62930-1720

Mortgage

Document Number0000291061
DateNov 5, 2025
Instrument291061
Lender
NameFARMERS STATE BANK OF ALTO PASS IL
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.84%
Type Change DateDec 1, 2028
Change Frequency3 Years
Min Rate At Change5.25%
Max Rate At Change8.84%
Index3-Year CMT
Margin3
Max Rate12.8%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateIllinois
CountySaline County
County SubdivisionEast Eldorado Township
MunicipalityEldorado City
Unified School DistrictEldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,847.00 (-7.88%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$40,968 (+13.29%) Land $1,220 Building $39,748$122,904 (+13.29%) Land $3,660 Building $119,244
2022$36,162 (+5.69%) Land $1,077 Building $35,085$108,486 (+5.69%) Land $3,231 Building $105,255
2021$2,005.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$34,214 Land $1,019 Building $33,195$102,642 Land $3,057 Building $99,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELDORADO
serves 4,715 people · EPA ID IL1655030
Water SourcePurchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber		7,000 / 7,000
Frontier
Fiber		7,000 / 7,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Futiva.

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