1116 Harmon Ave, Panama City, FL 32401 Property Records

Bay County property record for 1116 Harmon Ave, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba
Lot Size	0.439 acres (19,166 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Jan 2018)
Tax Bill	$24 (2024)
Deeds & Mortgages	Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`17585-000-000`

Property Details

APN / Parcel Number

Primary APN	`17585-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	128 ft deep x 150 ft wide

Location & Zoning

Street Address	1116 HARMON AVE
City	PANAMA CITY
State	FL
Zip	32401-2977
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PC09
Legal Description	M N KNEECES REPLAT PINE-LEA 3RD ADD LOTS 15 & 16 BLK 1
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	PINE-LEA
Legal Block	1
Legal Lot Number	15,16 16
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2011
Census Tract	1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	403 E 11TH ST, PANAMA CITY, FL 32401-3409
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	0039752037
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 31, 2018
Property Address	1116 HARMON AVE, PANAMA CITY, FL 32401-2977
Document Number	0039752037
Book / Page	003975 / 002037
Instrument Date	Jan 15, 2018
Instrument	5948
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 E 11TH ST PANAMA CITY FL 324013409, PANAMA CITY, FL 32401-3409

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,080 (+6.67%) Land $46,080	$46,080 (+6.67%) Land $46,080
2024	$24.00 (-87.88%) Additional exemption filed	$43,200 (+11.11%) Land $43,200	$43,200 (+11.11%) Land $43,200
2023	$198.00 (-4.35%) Additional exemption filed	$38,880 (+34.33%) Land $38,880	$38,880 (+34.33%) Land $38,880
2022	$207.00 Additional exemption filed	$28,944 Land $28,944	$28,944 Land $28,944

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2008–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20