1116 Grady St, Salisbury, NC 28144 Property Records

Rowan County property record for 1116 Grady St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 2022
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2023)
Tax Bill	$1,873 (2026)
Deeds & Mortgages	Jun 2022 Construction Loan Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012 101`

Property Details

APN / Parcel Number

Primary APN	`012 101`
Alternative APN	`150450000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	14.1 ft deep x 5 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1116 GRADY ST
City	SALISBURY
State	NC
Zip	28144-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 .16AC
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2016
Census Tract	50800

Owner

1116 Grady St is owned and occupied by an individual who bought it in March 2023.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1116 GRADY ST, SALISBURY, NC 28144-3811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Construction Mortgage COGENT BANK
Mar 14, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 12, 2022	Warranty Deed, Transfer
Apr 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2023 · Amount on File
Deed Sale	Mar 14, 2023 · Amount on File
Prior Sale	Apr 12, 2022 · Amount on File
Deed Book / Page	1419 / 751
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1116 GRADY ST, SALISBURY, NC 28144-3811
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4153 OLIVIA LN, ROCKWELL, NC 28138-5003
Investor	Possibly a Property Investor

Mortgage

Document Number	0014040533
Date	Jun 22, 2022
Book Page	1404/533

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 14, 2023
Property Address	1116 GRADY ST, SALISBURY, NC 28144-3811
Document Number	0014190751
Book / Page	1419 / 751
Map Reference	MB 9995 PG 501
Instrument Date	Mar 14, 2023
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4153 OLIVIA LN, ROCKWELL, NC 28138-5003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 GRADY ST, SALISBURY, NC 28144-3811

Mortgage

Document Number	0001419752
Date	Mar 14, 2023
Instrument	1419/752

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 12, 2022
Property Address	1116 GRADY ST, SALISBURY, NC 28144-3811
Document Number	0013990654
Book / Page	1399 / 654
Map Reference	MB 9995 PG 501
Instrument Date	Apr 11, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$34.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1388, HARRISBURG, NC 28075-1388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 E HURON CT, GILBERT, AZ 85234-8007
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 12, 2022
Property Address	1116 GRADY ST, SALISBURY, NC 28144-3811
Document Number	0013990698
Book / Page	1399 / 698
Map Reference	MB 9995 PG 501
Instrument Date	Apr 9, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2130 E HURON CT, GILBERT, AZ 85234-8007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4153 OLIVIA LN, ROCKWELL, NC 28138-5003
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1116 Grady St was $1,873.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,873.00	$156,669 Land $12,500 Building $144,169	$156,669 Land $12,500 Building $144,169
2023	$1,873.00	$156,669 Land $12,500 Building $144,169	$156,669 Land $12,500 Building $144,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1116 Grady St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Grady St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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